Is Huayue Card a savings card?

Huayue card is not a savings card. Shanghai Pudong Development Bank Huayue Card is a diy debit card product launched by Shanghai Pudong Development Bank. Users who handle the debit card products can diy unique card faces, such as close-ups of cute babies, photos of couples, warm family photos, and cute pet photos. As long as the user provides relevant materials, you can customize the exclusive card face. Shanghai Pudong Development Bank Huayue Card has two application channels, namely offline application and online application. For offline application, users need to bring their personal ID card and card photo to the counter of Shanghai Pudong Development Bank. They need to send the card face picture to the bank, and the bank will customize the exclusive card face according to the user's requirements. Online application users can directly apply for this bank card product through the online banking of Shanghai Pudong Development Bank, submit relevant information according to the page display, upload the photo of the card face and submit the application. After the application is successful, the bank card will be issued to the user.

: 1. Savings card is a financial transaction card issued by banks to provide financial services to depositors, and it belongs to a kind of debit card. There are two kinds: magnetic stripe and chip. Its main function is to deposit and withdraw money at networked ATMs and bank counters and spend it at networked POS machines. The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize the functions of credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.

2. Charge standard Savings card charges mainly include annual fee, small account management fee, loss reporting fee, new card worker, cash withdrawal fee (including local interbank, interbank, overseas ATM, Hong Kong and Macao), transfer fee (including interbank, interbank, local interbank, overseas wire transfer) and online banking transfer fee (including interbank, interbank, local interbank and overseas remittance). On July 17 and 10, the National Development and Reform Commission and the China Banking Regulatory Commission jointly issued the Notice on Cancellation and Suspension of Some Basic Financial Services Charges of Commercial Banks. According to the notice, since August 17, some basic financial service charges of commercial banks have been cancelled and stopped.

3. Savings POS business: it is a consumer service tool provided by savings to promote the realization of electronic money, reduce cash circulation and reduce the labor intensity of merchants. In shopping malls, hotels, entertainment places and public service places where POS terminals have been installed in the bank card network, savings card users can use accounts instead of cash, and the amount of consumption and payment by users is not limited, and there is no handling fee. But the account can't be overdrawn. In addition, Savings also launched mobile phone payment service and telephone wallet payment service, which is easy and flexible, and it is convenient to pay anytime and anywhere 24 hours a day.