A 23-year-old college student in Nanjing jumped from the 28th floor. He had 56 campus loans during his lifetime. Will they still dare to collect the debt after his death?

University is a bridge for every student to enter society. After four years of college career, students will integrate into society. During the period of studying and living in university, students are already adults. Therefore, living needs and expenses are gradually increasing, and some students are even starting businesses in college. These problems have also led to a big problem, that is, lack of funds and not enough money. In response to this phenomenon, some lawless elements have The sinful eyes have been fixed on the sacred palace of the university, so "entrepreneurship loans", "installment loans", "job search loans", "training loans" and other online campus loans have appeared one after another, and these illegal loan companies are all Using loan sharking and routine loan fraud, students slowly fall into their carefully laid traps when they are desperate for money and have no other options.

This kind of online loan for campuses is extremely harmful. Many students often borrow thousands of yuan, but have to repay tens of thousands or hundreds of thousands. Because they are unable to repay, they gradually turn to routine loans. At this point, no matter how you repay, you will never be able to pay it off. Some students are even burdened with millions of dollars in debt. After the black-hearted online loan officers drained the students of everything they had, they used threats, intimidation and violence to force them to continue borrowing or coerce their parents to sell their houses to repay the loans. As a result, many students were overwhelmed and unable to repay their debts, and eventually ended their lives to make a powerless struggle against the world. They failed their parents' training, and also failed the education of the school and society. The state has never stopped cracking down on this kind of campus loan, but it has repeatedly banned it, and its evil claws are still rampant on campus.

In March 2016, Zheng Dexing, a student from a university in Henan, started his nightmare after taking out his first campus loan. Later, he was forced to borrow nearly 600,000 yuan on multiple online platforms because it was really difficult. Unable to repay, online lenders used various means to coerce and collect debts, which caused extremely serious physical and mental trauma to Mr. Zheng. In the end, he could not withstand the pressure and ended up flying down from the 8th floor of a hotel in Qingdao. Young and fresh life. On April 11, 2017, a sophomore girl from Xiamen Huaxia University committed suicide in a hotel in Quanzhou. The reason was campus loans. According to reports, the girl had loans on five campus loan platforms, and the loan on only one of them was The total number of loans reached 570,000, and the cumulative number of loans reached 257. Her family had repaid her many times. During this period, the online loan company also used the girl's "nude photos" to demand payment from her parents.

In fact, there are many more cases like the above. In the media news, we can often see reports that campus loans broke out again and forced to death a college student in his prime. The boy’s name was Xu Wei (pseudonym) , just two months after graduating from the famous 211 University in Nanjing, at around 2 p.m. that day, after sending a message to his classmates, 23-year-old Xu Wei resolutely jumped from the 28th floor of a hotel in Nanjing. In his youthful years, he was about to return from his studies, but he used this cruel way to bid farewell to the world, leaving his relatives with incurable pain and sorrow. All this was thanks to the campus loan. Just a few days after Xu Wei passed away, at about 6:20 pm on September 2, Grandpa Xu Wei, who was still in great grief, received a reminder from an online platform. Phone calls destroy humanity, and they really deserve to be sent to the eighteenth level of hell.

"When you see this, I am gone (forever)...I have been fighting all the time in the past few years...Every time in the dead of night, the feeling of being torn apart will It destroyed me to pieces, and I really can’t hold on any longer... I haven’t done anything bad in the past 20 years, I’m just sorry for my family... I really want to be freed, I’m a bastard... ...I'm sorry!" This was Xu Wei's last words. The fragile life finally cannot withstand the ravages of sin. According to Xu Wei's family, just two days after his child's death, two online lending companies called "Qingcaodai" and "Blue Cat Finance" to collect loans.

Xu Wei has been the pride of the Xu family since he was a child. This child has been very diligent and self-conscious in his studies since he was a child. He has never needed his family to worry about his studies. His grades from elementary school to high school have been outstanding. He has always been among the best, and he is very obedient and does not cause trouble. He gives his friends and classmates the impression of being an extremely sunny and happy big boy.

But such a happy young man exuding vitality, one day in April this year, he sent a text message to his father full of guilt and helplessness, saying that he owed more than 90,000 yuan in campus loans. It was really It is difficult to support it. According to Xu Wei's character, he would never ask for money from his family unless it was absolutely necessary.

After seeing his son’s text message, Xu’s father was shocked. He didn’t know how his son got into such big trouble. Campus loans were no stranger to him. He saw it on TV news Many children were forced to commit suicide because of school loans. He was afraid that his son would be too stressed and would not be able to think about it. (Unfortunately, Xu Wei finally chose the path of no return.) He immediately transferred the money to his son and at the same time, he went to the school near the school. The police were called at the police station. Xu's father never imagined that he would receive a reminder call from the loan platform just two days after his son's death.

So how much money did Xu Wei initially borrow from online, and how much money does he still owe to the loan platform now? From the recording of Xu Wei’s phone call when the loan platform called for payment, we can learn that Xu Wei initially borrowed only 3,000 yuan from the Qingcaodai platform. When the platform called for payment, it was already one day overdue. Xu Wei then wanted to repay the loan. , he had to tear down the east wall to make up for the west, and took out loans from Blue Cat Financial and two other platforms. His last loan was 1,100 yuan, and he still owes this platform 505 yuan. The police learned that Xu Wei borrowed money from his classmates last month, presumably to repay online loans.

Using Xu Wei’s phone number, we searched the third-party credit system and found that Xu Wei used this phone number to apply for 34 online loans of different amounts within 90 days, and within a year he had applied for an online loan. From 56. Although Xu Wei mentioned that he suffered from depression in the message he sent to his classmates before committing suicide, his father and family never believed it. In their eyes, the child was optimistic and positive. How could such a person have such a problem? What about depression? Xu's father firmly believed that his son had a mental breakdown because of the campus loan, and finally went to a dead end.

Xu’s father said that his son graduated from college in July this year. After graduation, he successfully applied for a job at a very good unit in Wuxi. However, later his son wanted to take the postgraduate entrance examination, so he gave up his job. Given the opportunity to work in Wuxi, he still stayed in Nanjing to continue studying and prepare for the postgraduate entrance examination. The death of his son was a heartbreaking pain for his family, and it was an unforgettable hatred for the campus loan. Currently, Nanjing police have opened an investigation into this incident. Is Xu Wei's suicide directly related to campus loans? Just wait for the final results of the police investigation.