the centurion black gold card

Full name of Black Gold Card: American Express Centurion Black Gold Card, which is a well-known high-end credit card at home and abroad. The Centurion Black Gold Card is internationally recognized as the "king of cards", and there is no upper limit (China Centurion Black Gold Card is a cooperative credit card, so there is a limit, and the credit line is about 2 million-10/00000).

Card nature difference

The centurion black gold card issued abroad is a debit card, with a repayment period of one month, and it needs to be repaid in full at maturity, without installment payment; The centurion black gold card issued by domestic cooperation is a credit card, and the repayment period is generally around 60 days according to different policies, and it can be repaid by installments.

Card limit difference

There is no upper limit on the amount of the Centurion Black Gold Card issued abroad, so you can buy any valuable goods in theory, but only the risk control amount (that is, American Express will set a risk control amount according to the cardholder's consumption habits and daily consumption amount). If the cardholder purchases goods exceeding this amount, the staff of American Express will confirm with the cardholder by phone, and American Express will complete the payment after confirming the identity); The Centurion Black Gold Card issued in China is a credit card, so the card has a fixed amount, and there is no such thing as "unlimited amount". The amount of black gold cards issued by ICBC and China Merchants Bank is about 200-100000 RMB, so it is necessary to apply to the bank for a temporary quota in advance to purchase goods exceeding the amount.

Card material difference

The centurion black gold card issued abroad is a metal card made of titanium alloy; In China, only the centurion black gold card issued by China Minsheng Bank is a metal card made of titanium alloy, while the centurion black gold card issued by China Industrial and Commercial Bank and China Merchants Bank is a plastic card made of PVC.

American Express only authorized Industrial and Commercial Bank of China, China Merchants Bank and China Minsheng Bank to issue American Express Centurion Black Gold Card in limited quantities. The product is issued by invitation, and the target is only a few high-end customers of the selected bank. Invite private bank users whose number is approximately 1%, and do not accept individual applications. Among them, the invitation conditions of ICBC are higher than those of China Merchants Bank. According to the insiders of the bank, ICBC's requirement for cardholders is that the average annual daily deposit is more than 654.38 billion yuan, and Hurun is the richest person in the wealth list or a member of the provincial CPPCC. The requirement of China Merchants Bank for cardholders is that the annual average daily deposit is more than 20 million yuan; China Minsheng Bank has not yet obtained relevant information due to its short issuance time.

As three domestic banks have obtained the qualification of issuing cards, in order to distinguish the American Express Centurion Black Gold Card issued by various banks, the above three banks renamed their own American Express Centurion Black Gold Card, among which the name of the American Express Centurion Black Gold Card issued by China Industrial and Commercial Bank was changed to "China Industrial and Commercial Bank Centurion Black Gold Card; The name of the American Express Centurion Black Gold Card issued by China Merchants Bank was changed to "China Merchants Bank Express Centurion Black Gold Card; The name of American Express Centurion Black Gold Card issued by China Minsheng Bank was changed to "Minsheng American Express Centurion Black Gold Card".

First of all, extraordinary travel around the world

ICBC Express's Centurion Black Card travel service network is spread all over the world, and professional travel consultants provide full travel management services, so that members can enjoy a tasteful, comfortable and pleasant journey whether they are traveling for business or private:

International airline discount

ICBC Express's Centurion Black Card international flight service provides VIP treatment to world-class airlines including Delta Air Lines, Etihad Airways and Lu Quan Airlines.

Private jet courtesy

ICBC Express Centurion Black Card Service Team can arrange exclusive air travel by helicopter or private jet, as well as luxury cars, double-decker luxury buses and gorgeous carriages for members to meet their various driving needs.

Provided by the VIP lounge of Global Airport.

Icbc express centurion black card travel service covers more than 300 airports around the world. Members can arrange personal escort when they leave, assist in fast customs clearance and boarding, and assist in all necessary procedures such as customs clearance and baggage claim after arriving at their destination. Members can also enjoy more than 600 Priority Pass airport lounges in more than 0/00 countries and 300 cities around the world, as well as airport lounges of cooperative airlines such as American Airlines and Delta Air Lines.

As a high-quality customer of ICBC, we can enjoy the exclusive airport VIP rooms of nearly 50 ICBC airports in 47 cities across the country.

Global car rental courtesy

If you drive in person, ICBC Express Centurion Black Gold Card members can enjoy the membership of Avis overseas VIP membership system, which is not open to the public, and the membership of Hertz # 1 Club gold card, and enjoy the top membership privileges, including free car upgrades, discounts and preferential services.

At the same time, members can also enjoy various limousine rental services and VIP privileges provided by Elite Rent-a-Car, as well as Elite's extreme driving experience, such as going to Tuscany F 1 track to enjoy the viewing privileges of Hurricane or F 1 Monaco Grand Prix, and private driver service.

Luxury travel VIP discount

Icbc express centurion black card members can enjoy various luxury cruise service privileges: free upgrade, direct reduction of cruise consumption expenses, discounts and so on. Cooperative cruises include Crystal Cruises, Holland America Line, Regent Seven Seas Cruises and Yinhai. Members can also enjoy the famous Venice-Simplon orient express and cruise service and Abercrombie &; Kent's luxury travel service enjoys the privilege, covering the travel routes of seven continents 100 countries.

Provided by selected hotels around the world.

ICBC Express Centurion Black Gold Card provides exclusive solutions for VIPs staying in world-class hotels to ensure that members enjoy comfort everywhere:

Boutique hotels and hotels. According to the resort plan, members can enjoy free breakfast, late check-out and room upgrade in more than 600 tourist resorts around the world, including Oman Hotel, Mandarin Oriental Hotel, Oriental Express Hotel, Peninsula Hotel, Raffles Hotel, Ritz-Carlton Hotel and Rui J Hotel. And you can enjoy a free night in a designated hotel.

Under the TM plan of small luxury hotels in the world, more than 520 small luxury hotels in more than 70 countries around the world provide members with various exclusive privileges, including: early check-in, free room upgrade, free continental breakfast, delayed check-out, etc.

Enjoy elite membership of Carlson Hotels Group, Hilton Hotels Group, Global Hotels Alliance (GHA) and IHG Intercontinental Hotels Group. Other selected hotel amenities include: Banyan Tree, Relais &; Castle, Jumeirah Jumeirah and Lacrae.

Worry-free travel protection and insurance

ICBC Express Centurion Black Card provides worry-free protection for high travel insurance. At the same time, members can get 24-hour road rescue service and comprehensive travel protection in China (including Hongkong and Macau), such as oil delivery, trailer service, and even assistance in trivial matters such as adding water and changing tires.

At the same time, ICBC Express Centurion Black Card provides travel and medical assistance services, such as medical transshipment and medical transshipment to China, medical treatment and hospitalization arrangements, emergency hotel arrangements, assistance in arranging doctor appointments, emergency legal aid, travel information consultation, etc.

Second, realize life courtesy.

No matter at home or abroad, the "responsive" centurion black gold card is always on standby.

At the same time, members can also enjoy a series of exclusive living benefits:

Global shopping courtesy

American Express, in conjunction with world-class brands, tailor-made shopping plans for ICBC Centurion Black Gold Card members. We provide exclusive invitation promotion, new product release, night shopping activities, limited design of clothing and special offers for major brands around the world. Members can enjoy discounts from Bloomingdale, brand excellence of more than 350 international first-line designers and VIP treatment from EIP, discounts and exclusive services from Shop America Alliance, free afternoon tea at Boodles Jewelry Store and Savoy Hotel, and discounts on shopping in Hong Kong.

Special courtesy of selected high-end restaurants

ICBC (AMEX) Centurion Heika visited the luxury restaurant where celebrities and gentlemen gathered in China, and presented its members with excellent banquets and gourmet gifts, enjoying the delicacies and discounts of more than 340 special merchants, as well as the courtesy of Ritz-Carlton, Peninsula and Marriott Hotel in China.

Exclusive spa discount

ICBC Express Centurion Black Card members can enjoy the privileges of domestic hotel spa services, such as Ritz-Carlton Spa, Peninsula Spa and other exclusive services.

Exclusive and private activities

ICBC Express Centurion Black Card members can easily connect with global events and enjoy tailor-made benefits, including meeting famous designers alone, previewing fashion collections, participating in various high-level and private invitation activities, and having the opportunity to receive VIP treatment at various large-scale celebrations, entertainment performances and sports events.

Provided by senior private clubs.

Icbc express centurion black gold card members can enjoy the privileges of global private clubs. Private clubs selected in China include: Roosevelt Club, Yongfu Club, M 1NT, Beijing Capital Club, KEE Club, Beijing Changan Club, Ditan B 16 Club and Guilin Mansion.

Golf privilege

ICBC Express Centurion Black Card provides preferential treatment and courtesy to more than 0/00 first-class clubs in China/KLOC. Members can also get an international golf fee card for free, enjoy the green fee concessions of more than 2,550 golf courses in 1 10 countries, and have the opportunity to watch international golf competitions, such as the American Masters and Ryder Cup.

Health care security

The members of ICBC Express Centurion Black Card bring together the world's leading medical and health institutions, and specially invite doctors with international certification and overseas medical experience, and are equipped with advanced medical facilities, private medical environment and exclusive privileges. Cooperative organizations include Raffles Medical Group, Baihui Medical Group and Korea Chenyuan Plastic Surgery.

Overseas study/overseas consulting service discount

ICBC Express Centurion Black Card provides first-class overseas education and consulting services for its members and their families. Cooperation institutions include Byron Education and Cartus.

Third, the overall plan

ICBC Express Centurion Black Gold Card members can easily earn points. Points can be converted into airline miles and hotel points, and can also be converted into travel expenses anytime and anywhere. The points directly accumulated by ICBC Express Centurion Black Gold Card are permanently valid.