Traditional Culture Encyclopedia - Hotel reservation - There are still 200 pieces of Yu 'ebao. Why can't it be transferred?
There are still 200 pieces of Yu 'ebao. Why can't it be transferred?
The amount transferred from a non-bank card can be transferred to the balance and then the bank card can be withdrawn, but if the transfer method is used, the money in Yu 'ebao can be transferred out. To transfer the money from Yu 'ebao, first transfer the money from Yu 'ebao to the balance, then select "My" in the navigation bar at the bottom of Alipay page, enter the interface, select the "Balance" option, and select "Cash Out" in the "Balance" interface to transfer the money from Alipay's Yu 'ebao to your bank card.
Starting from 20 16, Alipay will charge service fees for individual users to withdraw more than 20,000 yuan. Alipay cash withdrawal involves two functions, namely "withdrawing cash to my bank card" and "transferring money to someone else's bank card". For the part that exceeds the free amount, the service fee is 0. 1% of the cash withdrawal amount, and for the part that is less than 0. 1 yuan, the service fee is 0. 1 yuan. The withdrawal fee is only for individual users, and individual sellers and corporate sellers are not affected. At the same time, the funds newly transferred from Alipay balance to Yu 'ebao can only be transferred to the balance, not directly to the bank card.
Extended data:
Measures for individual users to evade AliPay transfer and withdraw service fees;
Method 1: consumption. At present, Alipay has covered consumer payment in various scenarios. Not only online shopping, but now supermarkets, convenience stores, department stores, restaurants, hospitals, hotels, taxis and other places can all pay with Alipay. In addition, users using Alipay to send red envelopes, recharge phone bills, online shopping such as Taobao, pay water and electricity fees, pay traffic fines, and register for payment in cooperative hospitals are not affected.
Method 2: financial management. If you don't want to spend it, users can also use the money in Alipay balance to buy Yu 'ebao, regular wealth management, funds, insurance and so on. And get more benefits. The income obtained is enough to pay the handling fee when transferring out again.
Method 3: Buy Yu 'ebao. If users need to transfer money in several cards under their own names, they can choose Yu 'ebao, which is free. The specific way is to buy Yu 'ebao with bank card A, and then redeem it with bank card B..
Method 4: Return the credit card. The money in Alipay's balance can be used to directly repay the credit card of any bank, and there will be no extra handling fee. However, it should be noted that according to the regulations of the central bank, each user has a maximum free quota of 200,000 per year, which needs to be occupied to repay with the balance.
Method 5: Increase the quota with ant integral. In addition to the fixed quota of 20,000 yuan per person, Alipay also has ways to increase the quota. With ant integral, you can exchange more free cash withdrawal amount according to the ratio of 1: 1. You can check your ant points in Alipay-My Member Center.
Method 6: Close the payment. If you need to "transfer money to someone else's bank card", you can consider opening confidential payment for relatives and friends and paying for their shopping. This can save the line generated by direct rotation.
Method 7: Transfer money to someone else's Alipay account. When you need to transfer money to others, you can also transfer it directly to the other party's Alipay account instead of the bank card account. The other party can use the balance of Alipay account to consume or bear the withdrawal fee.
Method 8: Direct use of mobile banking for large-sum transfer. Although there are many ways to avoid handling fees, such as consumption, there is still no better way to completely avoid handling fees for large cash withdrawals or transfers. However, at present, many banks' mobile banking or online banking are gradually implementing the free policy. At present, banks such as ICBC, Agricultural Bank of China, China Construction Bank, Bank of China, Bank of Communications, China Merchants Bank, Shanghai Pudong Development Bank, Huaxia, Zheshang, CITIC, China Everbright, Minsheng, Guangfa, Xingye, Ping An, Hengfeng and Bohai have announced that inter-bank transfer of mobile banking is free.
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