Suning everbright credit card

What is the annual fee of Everbright Suning Super Co-branded Credit Card? How to waive the annual fee?

As we all know, the annual fee is a compulsory charge for credit cards, and it is often linked to the level of the card. The higher the card level, the higher the annual fee, and the corresponding annual fee-free measures are more stringent. Many cardholders see that Everbright has launched the Everbright Suning Super Co-branded Credit Card which can be sent to Suning.cn members, and they want to know what level this credit card is, how much the annual fee is, and how to avoid the annual fee. Let's introduce it to everyone.

What is the annual fee of Everbright Suning Super Co-branded Credit Card?

This credit card is a Unionpay single currency card, which has two levels: gold card and platinum card. The annual fees for Everbright Gold and Platinum Cards are as follows:

Gold card: the annual fee of the main card is 200 yuan/card/year, and the annual fee of the auxiliary card is 80 yuan/card/year. The annual fee is free in the first year, and the annual fee for the next year is fully reduced when the card is opened in the current year, and the annual fee is generated when the card is not opened;

Platinum card: the main card is 2000 yuan/card/year, and the annual rigid fee cannot be reduced. If you don't open the card, you will also have an annual fee. However, you can enjoy the preferential period of 1 188 yuan/year, and new customers will be given an annual fee deduction coupon of 688 yuan after the first transaction.

However, I want to tell you a good news here. In order to give cardholders a better card experience, Everbright Bank gave this credit card the most sincere reduction policy: the gold card is free of annual fee for life, which means that if you apply for the gold card of Everbright Suning Super Co-branded Credit Card, even if you don't swipe your card, you won't deduct the annual fee. However, the platinum card is still charged according to the above standards.

What is the annual fee of Everbright Suning Super Co-branded Credit Card? How to avoid annual fees? " I hope it helps you. In short, all credit cards charge an annual fee, which varies according to the level of the card. It is recommended to know what level of card you want to apply for before applying for a card.

Why did he only send me a Suning.cn card when I applied for Everbright Credit Card? I think there are two.

In this case, you should apply for a co-branded card in Suning.cn. For details, please contact China Everbright Bank Credit Card Center.

The installment amount of my credit card of China Everbright Bank is 2000 yuan. Can I buy goods with a total price of 2400 yuan in Suning Appliance?

1: If your credit line is higher than 2000, say 3000, you can buy 2400 items;

2. If you pay by installment, the amount you brush for the first time is the price of the goods you buy. The money is paid by the bank to the merchant. If you need to pay by installment, you can go to the bank on the repayment date after the bill arrives.

3. installment payment, as long as you repay on time, it will not affect your credit limit. If your credit limit is below 2400, you should call the customer service and ask the customer service to help you increase the temporary credit limit. After the bank agrees, it can also be purchased.

Which is better for Suning's joint credit card? Pufa VS everbright

As one of the famous e-commerce platforms, Suning also cooperates with major banks. Many banks have issued Suning co-branded credit cards, such as Suning.cn co-branded credit card of Shanghai Pudong Development Bank and Suning Super Co-branded credit card of China Everbright Bank. So, which of these two Suning co-branded credit cards is better? I will do a comparative analysis for you today.

Rights and interests:

First, popularize the law

1. You can get 1 year Suning SUPERVIP membership rights with the first brush.

2. You can get a 66 yuan credit card if you spend 3 transactions within 60 days.

3. Cardholders can enjoy the Platinum courtesy, provide VIP room service in 62 yuan three-person airport twice a year, and specify hotel discounts.

Second, Everbright

1. You can get the benefits of Suning svip in the first time. Gold card users can enjoy 1 year, platinum card users can enjoy 2 years, and they can also get Suning.cn100 yuan coupons.

2. Platinum card users can enjoy the services of many airports/high-speed rail lounges at home and abroad.

3. Platinum card users can enjoy up to one million kinds of travel accident insurance.

Comments:

In fact, there is not much difference between the rights and interests of Suning co-branded cards of Shanghai Pudong Development Bank and China Everbright Bank, both of which have the rights and interests of Suning members, and the income of platinum cards is similar, so there is no difference in rights and interests.

Annual fee:

First, popularize the law

Although the Suning.cn joint credit card of Shanghai Pudong Development Bank is a platinum card, it is free of annual fee for life.

Second, Everbright

Everbright Suning Super Co-branded Credit Card is divided into Gold Card and Platinum Card. The annual fee for gold card is free for life, and the annual fee for platinum card 1 188 yuan is a rigid annual fee, which cannot be reduced, but new users will be given an annual fee deduction coupon of 688 yuan.

Comments:

Judging from the annual fee. Obviously, Pudong's preferential treatment is better than Everbright's, because Pudong's platinum card is free of annual fee, and it can enjoy various rich rights and interests without worrying about the burden of annual fee, while Everbright is only free of annual fee as soon as possible, but the rigid annual fee of platinum card cannot be reduced.

Quota:

First, popularize the law

Pufa's co-branded card is a small platinum, the amount is naturally tens of thousands, and the highest is about 200,000.

Second, Everbright

Everbright's co-branded cards generally have a gold card quota of tens of thousands, and the platinum card quota is higher, 50,000, and the quota can be as high as 200,000 or even one million.

Comments:

To tell the truth, the amount of Suning co-branded cards of Shanghai Pudong Development Bank and China Everbright Bank is not low, one is a small platinum card and the other is a gold platinum card, so the amount can be tens of thousands. Moreover, the specific amount was originally determined according to the applicant's comprehensive qualifications.

The above is "Which Suning co-branded credit card is better?" The answer. The Suning.cn co-branded credit card of Shanghai Pudong Development Bank and Suning Super Co-branded credit card of China Everbright Bank are actually neck and neck in terms of rights and quotas, but the annual fee of Shanghai Pudong Development Bank is more favorable.

This is the launch of Suning Everbright Credit Card and the end of the annual fee of Suning Everbright Credit Card. I wonder if you found the information you need from it?