How to pay the down payment for the apartment?

1. How to pay the down payment for the apartment?

The apartment is a 4-year-old property right house. There are hotel-style apartments and commercial-residential apartments, and they can't apply for household registration. Water, electricity and coal in Shanghai apartments are paid for by businesses. The down payment is generally 5% of the total price, and the rest is mortgaged by commercial loans for ten years. Because the total price of apartments is low and the loans are few, they are very popular among young people, especially well-decorated apartments, those close to subway stations or those that go straight to the city by bus.

2. How much is the down payment for the serviced apartment loan

5% minimum

1. Half of the serviced apartment is 4 years, and the property right belongs to the commercial nature

2. The down payment must be 5 cities

3. The loan can only be borrowed for 1 years, and the housing provident fund loan cannot be used

3. How much is the down payment for a hotel-style apartment loan?

Minimum 5%

Half of the hotel-style apartment is 4 years, and the property right is commercial.

The down payment must be 5 cities.

The loan can only be used for 1 years, and the housing provident fund loan cannot be used.

Fourth, what should be paid attention to when buying a hotel-style apartment?

At present, there are many types of apartments available for people to choose from, such as commercial housing and affordable housing, and many of them buy hotel-style apartments. How about buying a serviced apartment? Let's take a look at it with Xiaobian.

First, buy a serviced apartment

Buying a serviced apartment is not limited, its total price is relatively low, and it has a high cost performance, and it can also register a company. However, if you buy a serviced apartment, its property right is only 5 years, and you can't use the provident fund to borrow money. Even if you use other means to borrow money, its loan period is up to ten years. In addition, hotel-style apartments are not only expensive in water, electricity and coal, but also expensive in property management fees.

2. Matters needing attention in buying serviced apartments

1. When buying serviced apartments, you should know clearly the down payment amount, loan policy and household registration restrictions, and also pay attention to its water and electricity, because some serviced apartments are more expensive, so you should know everything before buying a house.

2. The price of serviced apartment is cheaper, but its living cost is much higher than other normal houses. Secondly, we should pay attention to the risks of buying serviced apartments. Some houses have limited living functions and the rate of getting a room is relatively low.

3. What are the differences between serviced apartments and ordinary houses?

1. The property rights of serviced apartments are different

The property rights of serviced apartments are only 5 years, while the life of residential houses is 7 years. Secondly, the daily expenses of serviced apartments are about 3% higher than those of other houses.

2. The purchase price is different from the electricity fee

Although the price of buying a serviced apartment is lower than that of an ordinary residential house, its water and electricity costs are much higher than that of an ordinary residential house.

3. The policy of full down payment and loan is different

The down payment for serviced apartments is 5% of the total house price, and the loan is also 5&; The down payment for ordinary houses is 3% of the total house price.

4. Different hukou restrictions

The fees paid for the transfer of serviced apartments and ordinary houses are different, followed by hukou restrictions.

Editor's summary: That's the end of buying a serviced apartment. I hope it can help our friends.