What documents does Lianjiang Agricultural Bank need to bring to apply for a credit card?

Identification. Identity proof is an indispensable proof material. At present, most credit cards are processed by salesmen who come to the door and scan their ID cards with IPAD. They don't take photos or save them. However, there are still many places to submit ID card applications. It should be noted that in order to prevent information leakage, the copy of the ID card should be marked: "This copy is only used for a bank to handle a credit card and is not used for other purposes. The handwriting is blue (red), and copying again is invalid. "

Credit card application form. A credit card application form must be filled out. There are also some skills to fill in the credit card application form, such as writing as high as possible, including year-end bonus, investment income and other income in addition to your salary income; The longer the working years, the better, and the higher the position, the better. Married is more convincing than unmarried, and local hukou and owning your own property are better. The credit card application form must be filled in truthfully. Don't exaggerate or even provide false information. Once the false information is verified by the bank, the card application is directly refused.

Work certificate. It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company) or a copy of the work permit/license. Note: try to print on the company's stationery, especially when the unit area is relatively small; The official seal of the company is essential; The monthly salary can be quoted more appropriately, but remember not to be too high.

Proof of financial resources can be payroll records issued by banks, or income tax withholding vouchers, or documents proving the market value of houses, automobiles, deposits, investments, etc. (such as photocopies of real estate license/automobile driving license/bank time deposit certificate) and other materials that can prove financial resources. Note: The most effective financial proof materials are the financial products and real estate license of Shenka Bank. Cardholders with cars can get a car owner's card. The success rate of card removal is higher.

Extended content:

1. If you are a domestic resident, you only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: residence permit for foreigners (the reason for residence must be employment) or employment permit for foreigners/people from Hong Kong, Macao and Taiwan.

3. If it is a private owner, in addition to the above information, it is also required to provide: a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date.