I am very excited to see a form of leaseback, with a down payment of 30 thousand and a monthly payment. Do you think it is reliable?

"Will a group of fools send me money?"

What does it mean to pay rent back to the month? For example,

An apartment 1 10,000, with a loan of 65,438+500,000 in 2000 and a monthly payment of about 5,206 yuan/month.

Annualized rental return rate: 5206 yuan * 65438+February/1 10,000 =6.24%.

Note: apartments are generally commercial and residential properties, and loans in 2000 are calculated at 65438+50%, which is different from residential buildings.

Moreover, rental income is a relatively stable income with low risk. If there is really a reason why developers are not self-sustaining?

Even if the whole project is mortgaged, 50%-70% of the money can be borrowed, without marketing, packaging, promotion and high agency fees.

Even if developers give back to the society and distribute social welfare, will their employees not buy it? Unlimited purchases and loans.

After these two floors, there are intermediaries who have bought cars for more than half a year and bought houses for one year. Haven't you deprived yourself of this beauty?

Do you believe that the people above don't make this money and invite you to make this money yourself?

Don't make a decision to rent back because of rent back. In fact, it has a long history. At the beginning of the new century, some office buildings, shopping malls and other properties that need unified management have introduced leaseback sales methods, and later extended to scenic serviced apartments; The purpose is to extract some funds from the project for subsequent business development.

However, this kind of "conscience leaseback" will generally sell a small number of properties, most of which are still self-sustaining;

Even if the owner recovers his rent after the expiration of the leaseback period, it will have little impact on the unified image of the shopping mall.

(For example, the M floor of Jiazheng Square and Zhonghua Square in Guangzhou. )

Moreover, the rent for leaseback is relatively low, and it is impossible to reach the level of "offsetting the monthly supply" in the first year.

Generally speaking, hotel management needs to consider human operation costs, linen and consumables costs, equipment maintenance and depreciation costs. Finally, the rent-back fee will not be too high, or even there is only one "profit sharing", and there is no fixed guaranteed rent.

It seems that apartments with a rental return rate of more than 4% will generally be subsidized by developers in real rents;

That is, "actual rent+developer subsidy = leaseback"

However, the problem is that the competition in the hotel industry is becoming more and more fierce. If the hotel is poorly run after one or two years, or the developer's subsidy is not paid in time, your leaseback rent may be affected.

If the hotel or developer goes bankrupt, your loss will be even greater.