Credit card pre-authorization takes a long time to return.

Legal analysis: 1, voluntary cancellation: Generally, when staying in a hotel or renting a car, the pre-authorization transaction will be swiped by a credit card, and the cardholder will settle the pre-authorization through a POS machine when leaving the store, then the card issuer will immediately unfreeze the pre-authorization amount, and the time to restore the amount is 1-2 days after the merchant operates, which means that the pre-authorization will be returned in about 1-2 days.

2. Automatic cancellation: If a certain amount of pre-authorization is swiped after entering the store, and the merchants fail to cancel the pre-authorized transactions when leaving the store for major events (some hotels will swipe their cards again when leaving the store to save trouble), then the pre-authorization amount can only wait for automatic cancellation (generally, the period of automatic cancellation of pre-authorization is generally 30-45 days, and this frozen amount will occupy the original credit card limit).

Legal basis: Article 196 of the Criminal Law of People's Republic of China (PRC) commits credit card fraud under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property;

(1) Using a forged credit card;

(2) Using an invalid credit card;

(3) Fraudulent use of another person's credit card;

(4) malicious overdraft.