Can medical expenses be paid in installments?

Chenghua district Hong Xin Community Hospital officially launched the "mortgage therapy" medical benefit plan. According to the plan, all medical expenses incurred during the treatment in this hospital can be mortgaged by stages, poor households can pay 0% down payment, and ordinary households can pay mortgage according to the down payment 1%. The longest repayment period is 2 years, and the maximum guarantee amount is 50,000.

The relevant person in charge of the hospital said that the hospital is a non-profit low-cost hospital, and the price of medical drugs set by the relevant departments of health and price will fluctuate by 20% below the price charging standard stipulated by medical insurance. The third-party guarantee platform only charges 20% of the guarantee fee, which is only equivalent to 30% of the central bank's loan interest rate for the same period. Therefore, there is no need to worry about the increased cost of medical expenses mortgage.

Extended data:

"Treating diseases with mortgages" is nothing new. In recent years, many hospitals in China have tried. In Sichuan, some specialized hospitals have also launched projects such as "children's mortgage" and "myopia mortgage". However, after investigation, the reporter found that the "mortgage treatment" project launched by most hospitals eventually died because of too many "shirking".

In this regard, the person in charge of the hospital said: "The purpose of introducing a third-party guarantee platform is to reduce risks, and the mortgage fee is paid directly by the patient to the guarantee company. If the patient really evades the fee, refusing to pay will resort to legal proceedings.

The hospital is not a charity, but if we can't pay the medical expenses through the judicial process or because the patient's family is really in difficulty, we have to be charitable. ""I still want to believe that citizens are kind and honest, which is also a test of the honesty of sick citizens. "

People's Daily Online-the first community hospital in Sichuan can push "mortgage treatment" medical installment payment.