Where is the validity period of Changsha Bank Credit Card?

The validity period of Changsha Bank Credit Card can be viewed directly on the card face. The validity period of the credit card will be printed on the front of the card. Some formats are valid from xx/xx to xx/xx, indicating the effective start and end dates of the credit card.

First, Changsha Bank credit card points rules

Validity period of points: the consumption points are calculated from the date of issuance of the card, and the points are permanently valid; After the card expires, the cardholder will renew the card and the points will be automatically extended; After the credit card account is cancelled or cancelled, the remaining points will be cleared and cannot be recovered; With valid Furong credit card, you can get 65,438+0 points for every 65,438+0 yuan RMB spent in restaurants, hotels, department stores and other retail stores. The points generated by the consumption amount will take effect on the day after the bank bookkeeping date; Multiple points accumulation: For the transactions conducted by Furong Credit Card holders on their birthdays, they will get twice the points of the general points accumulation rules. Supplementary cardholders also enjoy double points on their birthdays, and the points obtained are included in the main card account; Accumulate points according to relevant activity rules during the special promotion period. Points are not calculated for the following expenses and transactions: credit card cash withdrawal and transfer transactions; Annual fee, interest and handling fee of credit card; Points are not calculated for low discount rate, zero discount rate and special types of merchants' consumption; For merchants with low discount rate and zero discount rate, our bank reserves the right to deduct the corresponding points from the accumulated points of cardholders because the POS machines installed by China UnionPay are not set according to the prescribed discount rate.

Second, Changsha Bank credit card overdue grace period

The grace period for credit card repayment of Changsha Bank is generally three days. That is to say, if the customer can't repay the loan on time before 24: 00 pm on the repayment date, it needs to repay the loan at least before the afternoon of the third night 18, so that it will not be regarded as overdue and will still be regarded as normal repayment. Of course, if you apply for an Easy Pass card, there is no grace period for repayment and you must return it before the due repayment date. Also, there is no grace period for the transfer payment card of Changsha Bank.

Note that the credit card review of Changsha Bank is strict. If one of the applicant's conditions can't meet the application standard of Changsha Bank's credit card, then the application is likely to be rejected. In addition, the application conditions of Changsha Bank's credit card require the applicant to work or have a residence in the place where the issuing bank is located. Many people do not meet this condition alone.