Buy a house and sell a house carefully! Please report these 7 kinds in time!

First-hand housing promotion and second-hand housing sales

There are more and more illegal and illegal sales "routines".

Let buyers be hard to guard against.

Bian Xiao combed some common "routines" in real estate sales.

Help buyers avoid risks.

Routine 1: "sell back rent" as bait.

Be careful of losing your wife and soldiers.

"Sale and leaseback" is usually a hardcover room with high-end atmosphere and attractive appearance. Sellers often tell customers that a large investor has rented a whole building (or a whole floor) to open a hotel. You can get the rent with a low down payment to rent and support. After a few years, the house will be earned for nothing.

Experts analyze the risks: once some "sale and leaseback" projects are sold, the developer (intermediary) will cash out, and the lessee (possibly the seller's "shadow company") will bear huge rental costs, and it is difficult to guarantee the payment ability and credibility. At the same time, buying such a house has huge financial risks.

Routine 2: All kinds of "inside information" urge you to start quickly.

"Fake subscription" creates the illusion of looting

"Internal news, the price of XX property has gone up!" "It is about to limit purchases and loans, and start investing quickly!" "XX school has to be repaired, and the house price in XX community has to go up!" "It will go up tomorrow, the last house!" ..... Have such news been screened in your circle of friends?

Some developers or intermediaries like to use WeChat and forums to spread so-called "inside information", create a buying atmosphere, and encourage buyers to "sell quickly", which is called "urging orders" in the jargon of intermediaries.

In addition, there may be a phenomenon of "false subscription" in the sales of primary property. Some properties have not got the pre-sale permit because of various reasons such as mortgage to the bank, so the property sales staff will fool interested buyers into paying the money first to "subscribe" and "lock the house".

If you have paid a lot of "subscription money" and "sincerity money" long ago, and even selected the room number, but after a long time, the developer has not informed you to sign a formal purchase contract, then you are likely to encounter a "fake subscription"; In this case, your legitimate rights and interests cannot be guaranteed. Please report the situation to the relevant regulatory authorities in time.

Routine 3: Fake "group buying" really makes money.

Believe in "bidding" and you lose.

Can I buy a house for dinner and shopping? If you really believe it, you lose!

Regarding the phenomenon of buying a house and buying a group, a senior insider said that some so-called "group purchases" that look beautiful are just joining hands with developers to raise the price of goods that should have been sold at 1 000 to 1 000, and then sell them to you at a discount of 1 000. What should the price of the house be? At present, our city has required the pre-sale of real estate to be filed at one price per household, which should be based on the filing price approved by relevant departments, rather than the "bidding price" of developers or sellers.

In addition to the "group purchase" routine of first-hand houses, some illegal second-hand housing agents may also maliciously raise the service fee before the transfer by threatening to refuse to transfer or seize the real estate license. Insiders reminded that we should think clearly about what expenses are needed before buying a house, and the other party should write clearly in black and white, purchase rationally and reduce disputes.

Routine 4: House below market price

Most of them are fake.

Many people's road to buying a house starts with brushing various apps that provide listing information. Sometimes, you will brush a house with a "cost-effective" apartment type, design and living environment. Are you excited at this time?

Relax! It's really hard to say whether this is a pie or a trap! This may be set by the salesperson. When you are in a hurry to leave, people will say to you, "Sorry, big brother, this house has just been sold out, I'll recommend you a better one …" or "The seller's price has gone up, and now the house will be robbed. What do you think you should add some money ... "

According to industry insiders, most of the houses below the market price are fake houses or defective houses. Individual unscrupulous intermediaries, in order to attract property buyers, will hide their flaws, and even deliberately publish fake low-priced housing news to obtain information about intended customers.

Routine 5: In order to earn more agency fees.

Encourage sellers to pay high prices.

There are many "tricky" houses, and the listing price is lower than the market. What about high-priced rooms? In fact, many high-priced houses also have "routines" of unscrupulous intermediaries behind them.

During the hot period of the property market, many second-hand housing sellers just expressed their willingness to sell their houses to real estate agents, and the agents began to be "military consultants" to customers. They will persuade users to raise prices. "A suite in your community only sold 500,000 yesterday. If you want to sell it, you can hang it for 550 thousand Even if you bargain, you can get at least 530,000 transactions and easily earn 30,000 more. " Or some buyers have signed a deposit agreement with the seller, and the intermediary sales staff will encourage the seller to break the contract in order to drive up the house price and earn higher profits.

According to industry insiders, similar practices seem to be beneficial to sellers. In fact, the intermediary is to get more agency fees. There are even some intermediaries who conceal the real information of housing transactions and sell (rent) houses at low prices to earn the difference.

Routine 6: Encourage buying a house "fake divorce"

Put buyers at risk.

Recently, a news that "Shanghai intermediary has married customers four times for selling houses, including a 70-year-old woman" triggered a hot discussion among netizens. It is understood that in order to facilitate the transaction, some intermediaries will induce buyers to handle "fake divorce" and "enjoy" the deed tax concessions for the first suite in order to defraud banks of lower down payment ratio and interest rate concessions. Some intermediaries even directly make fake divorce certificates and work certificates for property buyers to deceive housing management departments and banks and charge hundreds of yuan for "work fees".

Some property buyers listen to intermediary lobbying and really go to the Civil Affairs Bureau for divorce. "Fake divorce for buying a house" becomes "real divorce for people and money", which often brings great pain to families and individuals.

To this end, industry insiders reminded that the city's provident fund center has been networked with the civil affairs department. Once "fake divorce" is found to defraud provident fund loans, it will be included in the list of "fraudulent loans" and become a key concern.

Routine 7: Beware of "ABC List"

Be careful to buy "string doors"

When buying and selling houses, citizens should be careful about buying and selling houses for the purpose of real estate speculation, which is called "ABC single" in intermediary jargon. That is to say, real estate speculators or intermediaries (B) pay part of the money first to sign a house purchase agreement with the seller (A), and will not go to the Housing Fair for transfer procedures in the short term; Then, after raising the house price, continue to look for real buyers (C). Finally, through concealment or lies, let C and A make a deal, thus earning the price difference in the middle.

In addition, there are real estate speculators who will take over A's house for renovation and then sell it to C. This "cosmetic" house is called "a string of doors" by the intermediary. In order to earn a bigger price difference, real estate speculators mostly choose cheap and low-quality decoration materials for "visiting" decoration; The decorated surface looks bright, with complete furniture and electrical appliances, and you can carry a bag to stay. However, after the buyer actually buys and moves in, the inferior building materials and furniture will do great harm to the body, and the problems of cottage appliances and inferior basic equipment will gradually be exposed. Therefore, when buying second-hand houses, property buyers must pay more attention to houses with grandiose decoration and brand-new furniture and carefully screen them.

If you encounter the seller's "routine" in the process of buying a house, please report it to the relevant departments in time!

(The above answers were published on 20 17-08-22. Please refer to the actual situation for the current purchase policy. )

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