After 60, is 300,000 savings enough to support the elderly?

After the age of 60, 300,000 RMB is definitely not enough to support the elderly, and 300,000 US dollars is barely enough, plus 300,000 pounds.

But I think your valuation unit is RMB, which is definitely not enough.

300,000 savings are ready for retirement, which means that everything that should be done in this life has been done. Your son is married, retired, and the mortgage is paid off. You're only going to retire. Look, you still have 300 thousand's deposit. Is it enough? Can you sit down and relax?

Just ran out and asked.

If your monthly retirement income is enough for basic expenses and basic medical insurance, this 300,000 yuan is only for emergency, and it is also treading on thin ice;

If you have a few eager children and don't care about your money, this 300 thousand won't do any good;

If you only live in the most frugal way every day, don't smoke, drink or travel, this 300 thousand is not enough to protect you from the wind and rain;

Because people are old, what they fear most is not living expenses, but medical care and disability care!

One disease, 300,000 is probably not enough. One day in ICU 1 10,000. A man got pneumonia and thousands of people were thrown in. There was a rural aunt who picked up vegetables and leaves in the vegetable field for a long time and went home with a fever for no reason. She has been in hospital for a week, and her little hundred thousand is gone, and her life and death are uncertain. If the elderly are disabled, the nanny fee is more than 4000 yuan a month.

Therefore, 300,000 yuan, not to mention pension, is not enough as a risk reserve.

Unless: life and death are determined by fate, wealth is in the sky.

Because there are many people who don't have 300,000 old people, and there are many people who are still optimistic about life without money.

Sixty years old, I can still work if there is nothing wrong with my health. The day before yesterday in the elevator, I met an uncle in overalls, who looked over sixty years old. He asked, are you from the property? Uncle said: no, it's a courier, a coolie, 70 years old this year, and I don't want to listen to my old woman.

Uncle must have a pension. At the age of 70, he should have enjoyed his retirement, but he lived a happy, healthy and energetic life by sending couriers through the streets. It is entirely possible that his income will exceed his pension.

With the advent of aging and the diversification of social work, we will see more and more elderly people active in various jobs.

According to United Nations standards, 60 years old is still a young man.

Some people save more than 300,000 yuan, which may not be enough for the elderly. Some people have no savings at all, and they are stable and happy in their later years! My mother-in-law has a pension of 2300 yuan, medical insurance and a house. My father-in-law died in his sixties, leaving hundreds of thousands of savings, but my mother-in-law didn't care about the money. When her children are in trouble, she will do her best to help them. My mother-in-law has diabetes, and she is frugal, kind and easy to get along with. Every time I buy her new clothes and make good food, she always says that it is not easy for us to make money, so don't waste money for her. My mother-in-law didn't celebrate her 82nd birthday until she got up in the morning. She felt dizzy. We put her in bed for a while, and after a few minutes she was in a coma. The ambulance went to the hospital for two days and left safely. My mother-in-law never knew that people had to prepare a lot of money She has been so happy and relaxed all her life!

And my neighbor, when he was forty years old, was very worried. He thought of all the old risks. He worked hard to make money. He thought he could have a happy old age if he saved enough10 million. When he was fifty-five, he did save one million, but his wife died of cancer. Two years later, his only daughter was imprisoned for economic crimes, and he himself was paralyzed in a nursing home. In order to reduce her daughter's sentence, the house was sold and her savings were gone. Man is not as good as heaven, but he is still a man, so let nature take its course!

If there is no pension, 300,000 savings may not be enough for the elderly. At present, the average life expectancy of China people is 76 years old, ranging from 60 to 76 years old. 16 is it enough to spend 300 thousand?

Hello, everyone, I am a social security expert. Is it enough? Let's calculate an account first. A deposit of 300,000 yuan takes 16 years, and the total monthly expenditure is 1.563 yuan. Then, the question is, is it enough to spend 1563 yuan a month to support the elderly?

For people living in big cities, the monthly cost of 1563 yuan is lower than the minimum wage. You should know that the Shanghai minimum wage with the highest monthly minimum wage is 2480 yuan. This level is also lower than the national pension level of about 2,700 yuan for enterprise retirees.

If you don't have a pension in a big city, you only have 300,000 deposits at the age of 60, and there is no other source of income. If you want to live to 76, you will spend an average of 1.563 yuan per month. In the case of rising prices and more and more money, I'm afraid this money is a little stretched.

For people living in rural areas, because the price level is relatively low and farmers have their own land to grow some food and vegetables, a deposit of 300,000 yuan should be enough.

Of course, all the above are said on the premise of good health and no serious illness. If you are in poor health and often get sick after 60 years old, it is not a small expense to see a doctor and buy medicine.

Now a serious illness, often will lose hundreds of thousands, so enough, depends on physical condition. Health is so natural, it's just a matter of using more and less. If I get sick and have no medical insurance, I'm afraid I don't have enough money.

In addition, whether 300,000 yuan is enough is also related to personal consumption level, living habits and personal desires. 300,000 yuan can guarantee a basic life, but if you travel frequently, and you have some hobbies and habits of spending money, such as photography, like eating and drinking, then money is naturally not needed.

In fact, if you want to support the elderly without children, besides saving as much as possible, the best pension combination is to receive a monthly pension and enjoy medical insurance reimbursement.

In other words, saving for the elderly is not reliable, so it is better to participate in social security. For the elderly, it is very important to get medical insurance reimbursement with the increase of age and the aggravation of illness, which can save you a lot of money.

If you have 300,000 yuan, do you think it is enough to support the elderly? Welcome to discuss. More social security issues, pay attention to your own thoughts.

A: The premise is that if your child is independent and no longer asks you for money, you will have 300,000 savings after 60 years old, which is enough for the elderly.

I am 64 years old. If I'm healthy, I won't spend much money after I'm 60. Personally, I like making clothes and beauty, and I often go to the Textile City to make some clothes. Without these expenses, it is basically living expenses. People after 60 eat very simply and spend very little.

Note: I am afraid of getting seriously ill when I see the answers from many netizens above. My suggestion is that if you have cancer, don't have chemotherapy and treat it conservatively. Eat, travel and spend your old age happily.

No matter which city you are in, if you own a house and a pension, your 300,000 yuan is hardly needed.

Can 300,000 RMB provide for the aged? Obviously not enough! Why after the age of 60, all the functional indexes of the body have gone downhill, and various senile diseases have also come up. This is a natural law that no one can escape.

How can people eat whole grains without getting sick? But you can't get seriously ill. Don't say 300 thousand for a serious illness, 3 million will be wasted

One of my colleagues, who just retired at the age of 60, wanted to live a happy retirement life, but suddenly found himself diagnosed with advanced lung cancer, and his daughter was just married and pregnant. Knowing this situation, he thought that he would save his father's life anyway, and he would sell the house with his mother, because the doctor said that if he had surgery, it would be a huge sum of money, plus radiotherapy and chemotherapy! As a result, I sold the house and took 2.8 million. After a process of surgery, radiotherapy and chemotherapy, plus the cost of intensive care unit, it took ten months to toss, and it cost 2.8 million to sell the house, with a debt of 300,000. The point is that this colleague has left. The doctor said that there is only a 10% hope, and the family can't blame the doctor if they want to keep the operation.

So is it enough to have a pension of 300 thousand after 60 years old? The premise of this question is that you can't get sick, especially if you can't get seriously ill. If you are seriously ill, 300,000 yuan is not enough for a trip. Many drugs and equipment are imported at their own expense and cannot be reimbursed. You will be miserable!

300 thousand is not a small sum, but it is not a problem at all in the hospital. Therefore, the key is good health and no serious illness. It's fun to play and eat with this money!

How can there be enough money? Besides, if 300 thousand is too much or too little, almost every minor illness will be tossed in. But then again, how much is enough?

I remember knowing an old man in Tianjin. Because he is an old Tianjin native, he was given seven small houses at once because of the demolition of the old house. He rents out one by one and lives a very rich life. Sometimes I ask him, is it okay to retire now? He smiled and said, the house has been given to the children. Let your children stop thinking. I have medical insurance and retirement salary. I don't usually save money, but I give it to my children if I have money, and I only care about my three meals a day. I asked him, what should I do if I am really sick? He said, no way, go to the hospital if you are sick. It's no use thinking for so long. Very enlightened

I also know many grandparents in the countryside. They have little money on hand, but they work all their lives. To say that they have no money to save, they have neither the ability nor the expectation. However, I still live comfortably, so I can say which step to take!

Once, I saw a man on TV. He counted and said that only10 million was enough for the elderly. So he made money, bought a house, saved money and invested in the stock market. In fact, he has enough money, but the distant10 million seems to have not arrived yet, so he has been unhappy and still struggling.

So, it depends on how you look at other people's money. Money is not enough, and no money is not enough. More money is not enough to spend, and less money can be spent. Therefore, I can only say how your mentality is!

I don't know the rest. Anyway, when I was 60 years old, I tried to save more than 300 thousand! Not only is there no deposit, but there is also a chronic disease, and my husband is also sick. It seems that this kind of life can't go on.

There is no result in life. Go step by step before you know the result. Just like raising a child, many young people calculate how much it costs to raise a child, and then look at their wallets, so they are afraid to raise it.

Looking back, it's really a surprise to calculate the money we raised for our children. If I had calculated the money for raising children, I would have been too scared to raise them. But if you raise it, you will grow up.

Although I have no money and poor health, I am still optimistic.

What is even more ridiculous is that the boss who drives a luxury car owes me a migrant worker's salary for one year. It has been four years, and no one can find it.

I will get over it and think this salary is a waste of money!

Life will go on, and I believe life will get better.

I like Humble Room Ming very much. I am a humble room, but I am virtuous.

It is ok to be a poor person with quality.

The temperature is rising today, and I haven't opened the window for air for several days. Open, open, sit down, it's really comfortable! Bang, bang, I was really shocked. I don't know who threw two packs of cigarettes from the window to my desk and left. Run out and have a look. It turned out to be an old lady I know. She smiled and said that I would come as soon as I went to the supermarket.

This aunt, the aunt of a very close friend, played cards with her at a friend's house several times in the winter vacation ten years ago. At that time, she was 62 years old and looked very young. Until we met again last year, she was completely different, with a gaunt face and a poor mental state. Oh, doctor, I know you. You are my nephew's friend. Yes, yes. Take the results of a big hospital tomorrow and help me have a look. Yes, yes.

It turns out that my aunt's liver has a few liver cysts as big as red dates. She thinks that cancer will not live long, so she can't sleep and can't eat. This is not a big problem. Then I'm relieved. I will thank you again. Forget it. She's here. The doctor's nephew, those two packs of cigarettes are for drinking. I am especially grateful to you. This is the fruit I just bought for you. No, no, no. My aunt was angry and looked down on me. I still have180,000 in the bank, which I earned in the street when I was young. I just call my nephew, nephew, you are my nephew's friend, I can be your aunt, you don't want to be a stranger with me. At the age of 60, he earned nearly 300,000 yuan, specializing in providing for the elderly. My children are in good condition, and my grandson married him tens of thousands. The rest of the money, as long as you are in good health, will not be used much when you are old in the countryside, and the rest is your wife. You scared me to death last time. I'm relieved that you mentioned it.

Yes, yes, after the age of 60, living in the countryside as long as you are in good health, it really doesn't cost much to support the elderly. In my opinion, people don't get sick, 65438+ 10,000 is enough to support the elderly at the age of 60, hehehehehe! I don't know what you think.

That depends on whether you live in the countryside or the city. In rural areas, it must be enough.

My ideal is to build a house in the countryside after retirement at the age of 60. There are yards in front of and behind the house. In the yard, I will plant some flowers, fruits and vegetables, raise some chickens and ducks, dig a small pond, build a gazebo, and raise a dog and a cat.

When you are free, you sit in the yard with your wife, watch cats and dogs play, drink tea under the pavilion and feed the fish.

When my children came to see me and my wife, we picked the fruits in the yard for them to eat and killed our chickens and ducks to entertain them.

Congratulations. Congratulations.

This question depends on the conditions where you live and the local living standard. Nowadays, people's life expectancy is generally extended. The average old man should live to be 80 to 90 years old, with an average of 80 years old. According to the age of 80, 300,000 yuan is 1.5 million per year, 20 years. If you live in the developed areas in the south, whether in rural or urban areas, 15 thousand a year is definitely not enough. If you live in an ordinary city or rural area in the north, you can use10.5 million plus deposit interest every year, of course, these do not include hospitalization expenses. Because the elderly don't need to spend money in many places, normal expenses don't cost much.