Is TBCC digital currency of China UnionPay?

TBCC is not digital currency of China UnionPay.

Digital currency, the central bank, is a legal digital currency approved by the State Council. The central bank is organizing market institutions to engage in the research and development of the central bank digital currency.

On August 2, 20654381day, the central bank's WeChat WeChat official account published two articles about digital currency. 20 19 12, Yi Gang, governor of the people's bank of China, said that the central bank of China began to study digital currency from 20 14 and made positive progress. The People's Bank of China will combine digital currency with electronic payment tools, and will launch a package plan with the goal of replacing some cash.

In fact, the digital currency issued by the central bank can be simply called the electronic version of RMB, which is essentially the same as the paper version of RMB. Only paper money is tangible, and the electronic version of RMB exists in everyone's electronic equipment. If the banknotes are tapes and CDs, the necessary numbers are MP3 files.

Extended data

China National Intellectual Property Administration's patent search and analysis platform shows that the digital currency Research Institute of the People's Bank of China under the Central Bank has obtained 76 patents related to digital currency.

It is worth noting that since 2065438+February 2009, the Institute has successively published four patents, namely, the method and system of credit recovery in digital currency, the method and system of credit delivery in digital currency, the method and system of circulation in digital currency and the method and system generated in digital currency.

As the digital currency of the Bank of China is a "two-tier issuance system", the technical preparations for issuing DCEP are ready from the perspective of the role of the central bank as a "one-tier issuance".

Digital currency DCEP, the first test of Agricultural Bank of China and Bank of China by the central bank, may indicate that the first digital currency launched by the central bank in the world is about to enter the accelerated landing stage.

Baidu Encyclopedia-Central Bank digital currency