Which credit card in Fuzhou is more affordable? China Merchants Bank and Minsheng Bank are better. Thank you.

There is also no handling fee for ICBC, but it is only applicable to local cash withdrawal and repayment in different places. His interest-free time is as long as 56 days. The so-called longest time means that whenever you overdraw, you must pay it off before the 25th of each month. He is exempt from the annual fee in the first year, and the annual fee in the second year after five swipes (the fee for each swipe is not limited). My ICBC card only takes about 10 days (including weekends, but excluding holidays), but if it is not handled at a bank credit card center in a city, it will take a little longer, about 15-20 days, because it needs to be sorted out and sent to the bank credit card center for trial (of course, the specific details are different in each city).

It is not advisable to transfer payment by credit card. As the big brother above said, the handling fee is expensive, but there are two ways to use it. First, set up two different types of cards in a bank with many kinds of cards, and transfer payment in the form of time difference (for banks that charge handling fees for cash withdrawal). Two: First, choose a bank that doesn't charge for cash withdrawal, then use this bank's credit card as a guarantee to apply for another bank's credit card (for example, Bank of China can use other banks' credit cards as a guarantee to apply for a credit card), and then use the money in the first credit card to repay the money of the second bank (this is for banks that don't charge for cash withdrawal, but this method does not support people who like to overdraw everywhere).