What are the advantages and disadvantages of Xiamen collective account?

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There are about three types of collective accounts in Xiamen:

1. Collective households in the talent market

2. Unit collective households

3. Student collective households

Because collective households can't meet the requirements of opening separate accounts, their accounts are linked to resident accounts in a collective household registration book.

With the opening of Xiamen hukou, many people around have settled down in various ways. Now Xiamen hukou is more and more owned by everyone, which also facilitates life and work.

1, education welfare: Many families rack their brains and ask for help everywhere because of the problem of their children going to school. Xiamen's foreign registered population implements the integral enrollment policy, and there is a general problem of insufficient supply. With the collective hukou in Xiamen, children can join the educational resources in Xiamen, especially the education in public schools. It saves parents the trouble of going back to their hometown to study because their children can't go to school.

2. You can apply for affordable housing: Now more and more affordable housing has been built, benefiting many Xiamen citizens, while foreigners can only rent houses. Those who have a collective account in Xiamen can participate in the application and get affordable housing with 40% of the government subsidy rent or 55% of the total house price, thus solving the housing problem. And now the housing, the overall pace of supporting accelerated. The transportation is convenient, a large number of people live in, supermarkets are opened, hospitals and schools are built, and communities are thriving.

3. If the wage income is high, there are collective households in Xiamen, and you don't want to buy government affordable housing, you can buy it directly. There will be no restrictions on buying a house.

4. Enjoy higher social medical insurance benefits. Because of the transfer of collective households in Xiamen, the social medical insurance in the next month was directly improved, and the pension and medical insurance benefits in the future were increased. Of course, there are advantages and disadvantages. Even if the salary is less, some units will think twice when hiring Xiamen hukou personnel because they need to pay more social medical insurance, which is also a small shortcoming.

5, living in Xiamen, with Xiamen collective households, there is no need to go through the cumbersome process of handling residence permits, saving a lot of trouble.

Combine the above five points for comparison. Compared with the advantages and disadvantages of Xiamen's collective hukou, the advantages obviously outweigh the disadvantages. So it is also the reason why many people around me hope to transfer their accounts to Xiamen collective households as soon as possible. ...

It doesn't make much sense to talk about the advantages and disadvantages of collective hukou first, because rural hukou is more valuable now.

The disadvantage is that I don't know the head of the household.

I guess I'm from Xiamen. Multi-point medical insurance can also enjoy the treatment of Xiamen people. The most important thing is that children study. If they get enough points, they can be admitted to public schools first.

Mainly you can buy masks [laughs]

I only moved in these two years, but it is not a collective household. Originally, the household registration was Longhai, and I settled down for my children to study. The biggest advantage is that collective households do not have to worry about children's enrollment. In the past two years, due to the relaxation of settlement conditions and high housing prices, many people choose collective households. At present, it seems that the policy is that primary schools where children are registered may not be able to enter, but the overall arrangement of the Education Bureau will arrange for children to enter public primary schools, which is a matter of school distance!

Who would be willing to abandon their attachment to their hometown and great rivers and mountains if they were not studying for their children? [giggle] [giggle]

It is more convenient to do things and it is more convenient for children to go to school.

The advantage is that it is helpful for children to study, and you can give priority to public schools with the same score.