What are the conditions for a safe return to work loan?

What are the procedures and conditions of Ping An Bank's loan?

Submit the following information to the bank:

(1) loan application approval form;

(2) my valid identity certificate and a copy;

(3) proof of residential address (household registration book or receipt of rent, water, electricity and gas expenses for the past three months);

(4) proof of occupation and income (original and photocopy of work certificate; Banks will issue salary passbooks, etc. );

(5) Effective contact information and telephone number;

(6) Personal settlement account voucher opened in China Industrial and Commercial Bank;

(seven) other information required by the bank.

1, female: 22-55, male: 22-60. The loan amount is 80-300,000 yuan. Work in this unit for more than 3 months (after the probation period).

2. Pre-tax income of monthly salary is more than 5,000 (if you have applied for a credit card in the bank and have a bank credit record, you can relax it to more than 3,000). Generally speaking, if you meet the above conditions, the amount you can borrow is 6-65,438+00 times your monthly salary.

The salary will be paid by the bank in the form of punching, not in cash.

4. Issue the salary list printed by the salary bank and the work certificate of the employer.

5. China citizens with full capacity for civil conduct and second-generation identity cards.

6. No bad credit record.

Extended data:

Ping An Bank loan application process is as follows:

1. The applicant needs to open a loan repayment account with Ping An Bank.

2. Then the applicant applies for a loan from the employee.

3. Ping An Bank conducts a loan investigation on the borrower.

4. The auditor of Ping An Bank shall review the loan information submitted by the borrower.

5. Ping An Bank Sub-branch gives the approval result of the loan application.

6. The applicant shall go through the formalities of mortgage guarantee.

7. Ping An Bank signs a loan contract with the applicant and issues loans at the same time.

8. Ping An Bank completed the transfer of loan funds.

9. The applicant repays the loan principal and interest as agreed in the contract.

Baidu Encyclopedia-Ping An Bank Loan

What are the conditions for Ping An Bank's loan?

The loan application process of Ping An Bank is roughly as follows. Please click on the name of the loan product in official website, the flagship store of Ping An Finance.

How to get a loan from Ping An Bank

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If it is a commercial loan, you can see it in the column of application conditions after clicking enter. China citizens who need to hold a second-generation ID card must be between 25 and 55 years old and have a good credit record. You can choose one of monthly contribution, provident fund, tax bill and life insurance policy.

How to get a loan from Ping An Bank

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The column of reserve fund information corresponding to loan products is clearly marked with reserve fund information. For example, the materials to be prepared for operating a loan are the second-generation ID card and business license.

How to get a loan from Ping An Bank

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Apply. If the above conditions are met, prepare the required materials, click Apply Now, follow the system prompts, fill in the contents and submit them, and the bank account manager will take the initiative to contact the corresponding personnel, and then submit the materials to the corresponding personnel.

Before, I also needed business turnover. I have used several small loan products. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Scan the code below to enter the QR code!

What are the requirements for Ping An Bank loan?

Ping An Bank has loans that need neither mortgage nor guarantee. Ping An Bank provides credit loan business. Credit loan is a loan that can be applied only by the borrower's reputation, and it does not require the borrower to provide collateral or third-party guarantee.

Like Xinyi Loan, it is an unsecured and unsecured credit loan product launched by Ping An Bank. This product can be applied only by credit, and the loan amount is up to 500,000 yuan, which is mainly aimed at people with stable and continuous wage income and working-class (or self-employed) with operating income.

The new loans are mainly used for personal consumption (car purchase, decoration, travel, further education, wedding, medical care, etc. ), and does not support the purchase and investment. If you want to apply for a new loan, you must first be between the ages of 23 and 55; Secondly, the city where you work and live should have the business outlets of Ping An Bank; Also, there must be a stable and legitimate source of work and economic income; Moreover, personal credit should be good, and there is no bad credit record on the credit report.

Before, I also needed business turnover. I have used several small loan products. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Scan the code below to enter the QR code!