How can you increase your income sources if your monthly salary is less than 5,000?

Are you holding on to your salary for a month, getting up earlier than others, and getting less than others? Watching the rising prices, the hard-earned money that I worked hard for a month was reduced when I got it, leaving me with nothing but exhaustion and anxiety.

If a person still only has salary income at the age of thirty, then his career plan has failed. I couldn't agree more with this statement.

Your dead salary can only meet your daily food and clothing, but it cannot lead you to the road to wealth and freedom. what to do?

As the saying goes: If the salary is not enough, open source to make up for it.

Open source is the fastest way to make money.

There are N types of modes:

1. Certificate affiliation

Continuous learning and obtaining professional qualification certificates can not only improve yourself, but also receive long-term benefits in life. ticket.

For example, I have a friend who obtained a first-class construction engineer certificate and a national registered supervision engineer certificate when he was young. With this certificate alone, he was affiliated with a supervision company and earned an income of 60,000 yuan a year. It really is a once and for all drought and flood guarantee harvest.

Isn’t it great! It’s simply a long-term meal ticket! Envy, jealousy and hate!

If you have a psychological counselor's qualification certificate, you can also stick to this profession and charge by the hour, which sounds very profitable.

The premise is that you have to invest upfront.

2. Realization of Specialties

This is an era in which knowledge is realized and skills are king. The premise is that you must have a skill.

1. Writing

With 0 threshold and 0 investment, knowledge can be realized. This is due to the era of Internet sharing economy. Some girls are good at writing chicken soup articles and become celebrities. Their annual income is more than the CEO of a listed company.

I have always preferred reading and writing, and have maintained the habit of reading, excerpting, and taking notes for many years. I started writing at the beginning of last year. I wrote more than 100,000 words, received nearly 300 likes, and received a reward of nearly 100 yuan. Later, I received invitations from several platforms to join, and now I am a contracted author for three platforms. Therefore, just by writing articles at home, my monthly income is now over 2k.

2. Calligraphy

Because I can write well and know a little bit about calligraphy, when I signed up my children for interest classes, my signature was noticed by the person in charge of the training institution, and I was invited to teach. calligraphy.

Nowadays, handwriting is getting more and more important in student exams, and parents are also aware of the importance of good calligraphy. Therefore, calligraphy classes have great potential in the future.

It can be seen that it is very necessary to have a skill, and it is possible to realize it in minutes.

3. Baking

If you are good at baking, you can make various cakes, biscuits, and jams at home and open a micro store online to sell them. Nowadays, people attach great importance to food safety, and handmade products without additives are very popular.

I saw a mother on Weibo who takes care of her children full-time and cooks food part-time at home every day. She then poses for photos and captions, with both pictures and texts. She is both making a living and finding love, and she looks like she is in peace in the world. Very enviable.

4. Make-up

If you like make-up and have gone through relevant training, you can do bridal make-up. On the day of the wedding, you can follow the bride to touch up her make-up, make up her hair, and make up her hair. You will definitely earn in one day. Keep up with office workers.

5. Cooking

If you are good at cooking food and have good cooking skills, you can make an appointment to cook private dishes. This private customization is also a hot topic today. This is how Food Big V Xiaoyi got started. The time is free and flexible, and the income is no less than that of a chef in a star-rated hotel.

6. English tutoring

If you are proficient in English, you can sacrifice your rest time to tutor primary and secondary school students in English. You will be charged by the hour, which is expensive.

7. Photography

If you like taking pictures and have a certain level of photography, you can sell your creativity and skills and set up a personal photography studio.

I know a friend who works as a teller in a bank, and I use my free time to take pictures. Such an income guarantees stability, and an income provides freedom and hobbies. Envy!

3. Invest in real estate and shops

In the first half of the year, the highest investment return was 28.3%, just because I did this!

In July last year, I bought a second home (fully decorated) in a third-tier city for the purpose of preserving and appreciating its value. Fortunately, about half a year later, the value per square meter appreciated by nearly 2k. It is expected to be completed next year, and then you can simply purchase furniture and rent it out. Future rent income is 2k per month. The charterer's wish is about to come true.

Because our first house is fully paid, the second house can also be calculated as the first house and used provident fund loans. Including the provident fund balance in our couple’s monthly account, the actual monthly repayment amount is less than 1k.

The most gratifying thing is that the house price at the time of purchase plus the loan interest over 15 years, and the appreciation of 160,000 yuan in six months, are approximately 28.3%.

Sure enough, you should buy a house as early as possible and manage your finances as early as possible.

If conditions permit, buy a shop and rent it out? Especially in the face of the instability of various financial management trends, I am very optimistic about shops in the city center. The rental fee will increase by 8% every year, which is a passive income. All right.

Of course, this requires knowledge and threshold.

4. Financial management and investment

In 2012, I tried my best and bought my first bond fund. The income was good. I tasted the sweetness of investment and financial management, so I started investing. The path to financial management. Later, I successively bought stock funds, hybrid funds, and index funds. From then on, I couldn't stop on this road and never tired of it.

In order to invest better, at the same time, I actively learn theoretical knowledge, constantly optimize the investment ratio, and improve the investment allocation in a timely manner. Recently, p2p investment has been added to the entire investment portfolio to gain a lot of wool.

As the principal continues to increase, I have formed a fund that focuses on monthly fixed investments, supplemented by low-risk currency funds, medium-risk bond funds, high-risk stock funds and p2p Reservoir investment allocation.

Adhere to long-term holdings, diversified allocations, and maximize risk diversification. The overall yield is currently stable at around 10%. In this way, my monthly investment and financial management income is nearly 2,000.

Don’t be too eager for quick success and instant benefits at the beginning of open source. Just think of it as opening up another possibility in life, making your life interesting and fulfilling, and adding spices. Think of it as an opportunity for you to accumulate experience and connections, so that your spiritual gains will be greater than your material gains. When quantitative changes lead to qualitative changes, your income and opportunities will be a matter of course.