How much is the house bought by mortgage loan?

Just refinance the mortgage! This is called mortgage-to-mortgage. Mortgaging usually means that the borrower has already applied for a housing mortgage loan in Bank A, and in order to enjoy a more favorable interest rate, the mortgage handled in Bank A is directly transferred to Bank B..

The general process of refinancing is as follows:

(1) This year, Bank A generally implemented the preferential interest rate of 10%- 15% for first-time mortgage customers.

(2) Bank B has launched a mortgage business with a preferential interest rate of 30%, and normal customers can apply to the bank.

(3) Bank B reviews the credit of the property and the borrower.

(4) After approval, Bank B contributes to settle the user's loan in Bank A. ..

(5) Users apply for mortgage business in Bank B and enjoy the latest preferential interest rate.

For the house transferor, it is mainly necessary to provide the Application Form for Lending, the original and photocopy of valid ID card, the original loan mortgage contract and the application form for prepayment. The buyer needs to prepare all the information of ordinary mortgage and sign the transfer contract, agreement or letter of intent with the original borrower.

If you apply for a loan, it is recommended to apply for a one-to-one loan in Easy Loan China.

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