What kind of insurance do theaters need?

1. Insurance for actors or directors: When an insured actor or director dies, is injured, or becomes ill, the insurance company is responsible for compensating all additional expenses required to complete the main filming work of the insured film.

2. Insure the film and video tape.

3. Insure defective films, cameras and processing methods.

4. Props, scenery and costume insurance.

5. Additional expense insurance: In the event that the knives or equipment used for filming are damaged or destroyed, the company is responsible for compensating all additional expenses required by the production company to complete the main shooting work of the insured film.

6. Other equipment insurance: Coverage includes all tangible equipment such as cameras and ancillary equipment, sound, lighting and fixtures, motor equipment transport vehicles, studios, etc. owned or rented by the production company. direct loss, injury or damage.

7. Errors and omissions insurance: When someone files a lawsuit alleging that the production company has exceeded its rights to use the film title, format, theme ideas, characters and plots, and has plagiarism, unfair competition and breach of contract, insurance The company will provide legal liability and defense protection to the production company in accordance with this clause.

8. Workers’ Compensation Insurance: Provides medical, disability or death benefits to all temporarily and permanently employed actors or crew members for injuries sustained during the course of employment.

9. Comprehensive liability insurance: When someone files a claim against the production company for personal injury or prop damage caused by filming, the insurance company will provide all liability insurance to the production company according to this clause*** Coverage for use and physical damage caused by the vehicle.

10. Association or union air accident insurance: Provide air accident death insurance for all actors or crew members of the production company.

The above provides a brief explanation of the various insurance contents applicable to film companies. These policies all have varying levels of deductions depending on the coverage. The amount of compensation for a drama film depends on the scale of the film's budget and effects, and is generally two to three percent of the budget.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance