Traditional Culture Encyclopedia - Photography and portraiture - Does China Everbright Bank have a loan for returning to work?
Does China Everbright Bank have a loan for returning to work?
Hello, if the loan of China Everbright Bank needs to pay the agreement fee, this is the fee charged by the bank. You can look at the collection of the agreement fee in the loan contract, and there must be a detailed explanation.
Which banks can apply for credit loans when they return to work in 2022?
Ping An Bank, China Everbright Bank.
Ping An Everbright Bank launched special credit products such as e-meal loan to help catering enterprises obtain funds for returning to work. The epidemic prevention loan supports the financing of small sanitary material production enterprises.
The application conditions of the loan for safe return to work include: enterprises with good development prospects and low recovery rate. Enterprises with good credit and high recovery rate. Or enterprises and self-employed individuals who have suffered heavy losses in the epidemic and have difficulties in operation may apply to Ping An Bank for a loan for returning to work. Of course, if the above conditions are met, the user must provide relevant certification materials.
Can China Everbright Bank get a loan?
You can borrow money. There are housing loans, commercial loans, consumer loans, online fast loans and so on. Can be selected according to personal needs.
First, the loan application conditions:
1, if you want to have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3 loans for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information.
Second, the loan application materials:
1. Lender ID card;
2. The credit information of the lender in the past six months, and the credit information is good;
3. The bank card under the lender's name has been flowing for nearly half a year without interruption;
4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months);
5. Income certificate issued by the lender's work unit;
6. Social security, insurance policies and provident fund can also be loaned on a monthly basis.
Extended data:
Loan principle
The "three principles" refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and manage themselves by themselves in accordance with the principles of safety, liquidity and efficiency."
1, loan security is the primary problem faced by commercial banks;
2. Liquidity refers to the ability to recover the loan within a predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time;
- Related articles
- Why shoot in shutter priority mode?
- I watch short videos made by others every day and want to try them myself. I don't know which software and technology to learn.
- Ask the fairy tale script of 6-year-old children in kindergarten
- Hui Yinghong's "My Motherland and Me": Hong Kong's return saved me who was once a beggar!
- Nokia n8 photography
- It is said that sourdrang queen is good at disciplining the prince. Why did Shunzhi become a monk?
- Falling in love with photography is the beginning of everything.
- What's the difference between Pentax 645d and 645z?
- Please tell me how to write a good analysis article of photographic works.
- A Brief Introduction to Chen Tian's Speaks