Bank of Communications 202 1 What loan is convenient?

Bank of Communications operating loan interest rate

1. Short-term loan: 4.35% within one year (including one year);

2. Medium and long-term loans: 4.75% for one to five years (including five years) and 4.90% for more than five years;

3. Personal housing provident fund loan: the annual interest rate is 2.75% for less than 5 years (including 5 years) and 3.25% for more than 5 years.

According to the regulations of the People's Bank of China, the loan interest rates of banks can fluctuate. Simply put, it is to apply for an individual. The interest rate of Bank A is 7%, and the interest rate of Bank B may be 10%, which requires users to compare and choose products suitable for individuals. Users need to pay attention to the fact that the interest rate of provident fund loans is not discounted or floating, and all fixed interest rates are implemented. The above is the relevant content of the loan interest rate of Bank of Communications in 2022.

Is there any discount for employee loans within Bank of Communications?

Bank of Communications has preferential loans for employees. According to the inquiry, relevant banks including Bank of Communications have internal employee loans, and the biggest discount is to reduce the percentage on the basis of the benchmark interest rate. Bank of Communications official website provides online banking, telephone banking, credit cards, savings, loans, remittances, certificates, foreign exchange, shopping malls, wealth management and other services.

Bank of Communications Good Cash Loan 1.8 Preferential Interest Rate

Bank of Communications current loan 1.8 discount rate is 0.75% monthly interest rate. According to relevant information, the minimum loan interest rate provided by Bank of Communications is 0.75% per month.