How to use the dream money of CITIC Credit Card?

How to use the dream fund of CITIC Bank

CITIC Bank's "dream payment" is a consumer installment service provided by CITIC Bank for high-quality credit card holders. As long as this amount is consumed to a certain amount in a limited type of merchants, it can be consumed in installments immediately. After that, the cardholder repays the installment amount and handling fee according to the selected number of installments.

"Dream of the Dream" requires that merchants in other industries can consume and enjoy automatic staging except real estate, finance, public hospitals and government services. What about the dream money of CITIC Bank?

CITIC Yuan Meng Gold can be used directly by credit card, but it can only be used after the specified merchant type and consumption amount reach a certain amount. After the consumption quota is reached, it will be automatically consumed in installments. Users can make installments according to their own needs, and then repay in installments according to the selected number of installments. In addition to repaying the principal of each installment, they also need to pay the corresponding handling fee for the golden period of CITIC Yuan Meng.

How to use the credit card dream money of CITIC Bank? Consumer use is limited!

Many card friends want to consult. I don't know how to use CITIC Bank's credit card dream money, which areas can be used safely and which areas are taboo. I will tell you in detail today, and you must collect what you think is useful!

The application conditions of CITIC Bank's credit card dream fund are as simple as that!

Small partners who successfully apply for CITIC Bank's credit card dream-realizing fund must pay attention to: after booking the activation quota (setting the initial installment amount and installment times), it will be valid within 30 days.

During the validity period, the designated type of merchants will spend money by credit card. When the initial installment amount is reached, it will be automatically phased, and the cardholder will pay the corresponding handling fee and enjoy the installment repayment service.

The amount and validity of dream interpretation will change with the cardholder's card use and credit status. If you have special needs, be sure to call customer service in time.

In the process of use, it should be noted that the amount of dream-fulfilling gold is generally limited to the daily consumption installment, and does not involve the investment field:

1, applicable consumption categories are:

1) training (such as MBA, English, dance, preschool education, etc. );

2) home improvement (new house decoration, furniture addition);

3) car purchase (new car, used car);

4) Wedding (wedding photography, ring, banquet);

5) Tourism (domestic and overseas tourism);

6) department stores (jewelry, electrical appliances, luxury goods, brand-name clothing);

7) Other expenses limit consumption.

2. Restricted consumption categories include:

Real estate, finance, public hospitals, government services, gambling and other categories restrict the use of dream money transactions.

20 18 citic credit card free installment? The dream-fulfilling gold will be given to you for nothing 1 year.

Do you know how to use the credit card dream money of CITIC Bank? Remember never to use dream money in restricted merchants, otherwise the bank has the right to terminate the installment service in advance and collect liquidated damages, and more importantly, it will affect personal credit.

Where can the dream money of CITIC Bank's credit card be spent?

The credit card temporary installment quota of CITIC Bank has a wide range of daily credit card consumption. In addition to real estate, finance, public hospitals, government services, pre-authorization, gambling and other transactions, this line can be used in principle for merchants in other industries.

Tips: The dream interpretation amount can only be used for consumption, and cannot be withdrawn.

1, credit card

Credit card, also known as credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of China (Interpretation of NPC Standing Committee on People's Republic of China (PRC) Credit Card Regulations and People's Republic of China (PRC) Criminal Law) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

There is no need to pay cash for credit card consumption, and the bill will be repaid on the same day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Reference link: Baidu Encyclopedia _ Credit Card

How to use the CITIC Credit Card Dream Rescue Fund and what other introductions have been used up? I wonder if you found the information you need from it?