What is good for Bank of Communications loan? Can it be used to buy a car?

1, Bank of Communications' loan enjoyment is the exclusive installment line provided by Bank of Communications on the basis of the original credit line.

You can get a loan when you buy a car. The credit line can be used for all merchants except real estate transactions. Customers can use credit lines in most merchants who spend their daily lives, such as household appliances, high-end department stores, famous watches and jewelry, home decoration, furniture purchase, high-end banquets, travel and vacation, wedding photography, further training and education courses, etc., covering all aspects of life.

Extended data

The credit line is not recoverable and will not be restored with repayment or return. Good loans can be repaid in advance, but prepayment does not exempt subsequent installment fees. If you prepay, you need to pay off the remaining principal and the remaining installment fee in one lump sum before the next billing date. ?

After signing the contract, within the validity period (usually 3 months), the eligible single credit card consumption will automatically use the credit line according to the agreed number of periods and use it in stages. Jinpu card customers call the "Enjoy Loan" service hotline (9:00- 18:00 on weekdays), and Platinum card customers call the Platinum Card service hotline to apply.

Good credit line (not higher than the value approved by the bank) Initial transaction amount (RMB 1500 or 3000) Number of periods (12 or 24). In addition, customers with online banking can sign contracts with Bank of Communications online banking independently.

References:

Bank of Communications Credit Card official website? Installment credit-enjoy the loan