Xiao onigiri midy photography

Tips for saving money: 20 tips for managing money.

1. If you can buy something you don't want to buy, don't buy it.

2. Clean up your belongings regularly to reduce shopping demand.

3. Don't use credit cards or flowers. Two bank cards are enough, one deposit and one flower.

Don't pay by installment, earn enough money to buy the right things.

Don't overspend when you are in a bad mood. It is not recommended. Rational consumption, rational consumption.

6. Discount, cheap and affordable promotional activities, consider whether you really need to buy it again.

7. Don't buy clothes in the off-season, only buy clothes needed for changing seasons.

8. Bookkeeping can help you see clearly where you spend your money and manage your finances reasonably.

9. Reduce the mobile payment software and turn off the automatic renewal function.

10. Set the monthly consumption amount and fix the consumption. If it exceeds next month, it will be cheaper.

1 1. Eat less takeout and learn to cook.

12. Set up your own sideline to earn extra income. You can start according to your favorite field.

13. Reading more books on financial management will help you to know more about financial management.

14. The monthly income of time deposits is set aside for saving.

15. Use coupons when shopping to reduce expenses.

16.4438+0 divides the total disposable income into four parts. 40% investment, 30 daily expenses, 20% savings, 10% guaranteed products.

17. Raise risk awareness and invest cautiously.

18.52 weekly savings method, insist on saving a part of money every week, and save more every week than last week. The first day 10 yuan, the second day, 20 yuan ... and so on to the 52nd week, you can save 13780 yuan a year!

19. 12-month fixed deposit certificate, with a monthly fixed deposit of 10% to 15%, and deposited in the bank for one year.

20.365 days deposit method, the first day 1 yuan, the second day 2 yuan ... and so on to the 365th day, you can deposit 365 yuan. Can save 66795 yuan a year! (You can also save from 0. 1

Midy, a small rice ball, said, "Don't expect yourself to succeed suddenly, change careers suddenly and make big money suddenly without accumulation. This is impossible!

Everything needs constant accumulation and constant learning. The same is true for financial management. How much you want to earn and how much you want to spend requires self-planning and thinking.

Recommended books: 40 financial books.

0 1. Make money with money

02. Freedom of wealth

03. Puppy Qian Qian

04. Rich dad and poor dad

05. You are wrong 80% of the time.

06. Poor Charlie's Collection

07. Zurich Investment Law

The wealth of your life will be decided in the first five years of work.

10. Smart investors

1 1. The road to wealth and freedom

12. Investment is the most important.

13.30 years old, what do you rely on to support yourself?

14. Rich people are not what you think.

15. Successful investment in Lin Jianyue

16. Investment and financial management of index funds

17. Xue Zhaofeng economics lecture notes.

18. Hundred-year investment income

19. The long-term magic weapon of the stock market

20. Snowball Buffett Investment Legend

2 1. Buffett Road

22. "Buffett teaches you to read financial reports"

23. Practical Manual of Value Investment

24. The concept of company

25. "Effective managers"

26. Configuration

competitive strategy

28. Buffett's letter to shareholders

29. Business model construction

30. Tao Te Ching

3 1. "Lazy people who can understand how to make money while lying down".

32. Great game

33. Talmud Sutra

34. "Girls who can't save money, wait and see! 》

35. My favorite financial book.

36. "24 financial management courses"

37. The nature of poverty

38. The logic of the rich

39. wealth creation courses that MBA can't teach

40. The simplest thing in investing

Let financial management become a part of life and live a free way to get rich.