Is medical insurance for newborn residents free in the first year?

Within 3 months after the birth of the newborn, if the newborn guardian pays the insurance premium for the newborn according to the regulations, the newborn will enjoy the compensation policy of the new rural cooperative medical system from the date of birth; If the guardian of the newborn pays the insurance premium for the newborn after 3 months of birth, he will enjoy the compensation policy of the new rural cooperative medical system from the next month of payment.

When a newborn participates in the new rural cooperative medical system in the year of birth, the relevant personnel can receive the fund payment account from the district new rural cooperative medical system management center with the Medical Certificate of Newborn Birth and the household registration book for payment. Payment vouchers should be reported to the document management center of the new rural cooperative medical management center for registration and system maintenance.

You can apply for newborn insurance.

Newborn medical insurance, also known as children's medical insurance, is a medical benefit given to children by the state. Not only outpatient expenses can be reimbursed, but also medical expenses such as hospitalization and surgery can be reimbursed. When many parents who have just given birth to a baby are still immersed in the joy of being parents for the first time, it is easy to ignore giving the baby medical insurance on time, and once the baby gets sick, it will be caught off guard. If you get medical insurance, you don't have to panic. After the occurrence of medical expenses, you can apply for reimbursement to reduce certain economic pressure.

First of all, newborns have a great demand for medical insurance. Children are really easy to get sick in the first half of the year. Not only is its own immunity relatively fragile, but it also faces many common diseases of newborns, such as neonatal jaundice and pneumonia. At the same time, novice parents are also inexperienced and will take their children to the hospital many times. It is also common to be hospitalized with a cold and fever. If you don't take good care of it, it will make your condition worse. These expenses can be reimbursed through neonatal medical insurance. According to the medical insurance policy, I learned that the medical insurance for newborns was handled on 202 1, and how to handle and reimburse it is also shared here.

Processing time limit

(a) newborns born in 2020, according to the local medical insurance office notice time, within the prescribed time for insurance registration, pay the next year. The insurance payment shall be completed before March 3, 202654381at the latest, and the treatment period may be 202 1 year.

(2) Newborns born on 2021shall go through the formalities of domestic medical insurance within 90 days from the date of birth, and can enjoy the medical insurance benefits of local residents from the date of birth, and there is no need to pay fees in that year.

For example, a child born on May 6th, 20021year must complete the insurance registration within 90 days from his birthday, and it will be easier for everyone to understand without paying fees in that year. The time to enjoy medical insurance benefits is from May 6th to June 3rd, 20021year/day.

Those who fail to apply for or postpone the insurance registration within 90 days from the date of birth, although they do not pay fees, can only enjoy the treatment from the date of extension of registration, not from the date of birth.

Tip: Different treatment time and effective time will directly affect children's medical safety.

/kloc-Newborns under 0/year old do not need to pay: Class A items in the medical insurance catalogue, such as cefuroxime axetil dispersible tablets, ribavirin granules, montmorillonite powder, and cough relieving for children with dyspepsia. In addition, blood routine, urine routine, stool routine, blood sugar determination, digital photography (that is, ordinary photography), dental film, electrocardiogram and other examinations are all within the scope of reimbursement.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 7 The administrative department of social insurance in the State Council is responsible for the management of social insurance throughout the country, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties. The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.

Eighth social insurance agencies to provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work.