Extend the period of preferential policies for purchasing houses.

Recently, many places have extended the period of preferential policies for purchasing houses, and some areas represented by Yiwu, Zhejiang Province have extended the deed tax subsidy for purchasing houses to the end of the year. In addition, many policies have been introduced to stabilize the property market. According to industry insiders, the fourth quarter is an important window for real estate restoration. It is expected that the policy will continue to be relaxed in the future, lowering the threshold for buying houses, reducing the cost of buying houses and shortening the time for buying houses may become an important optimization direction.

Extend the time of deed tax subsidy

In order to support the demand for rigid and improved housing and promote the stable and healthy development of the real estate market, Yiwu City, Zhejiang Province has recently optimized its real estate-related policies. In terms of deed tax subsidy for house purchase, extend the time of deed tax subsidy. "The purchase of the first set of commercial housing will be subsidized according to 100% of the local retained part of the deed tax paid; The deadline for purchasing two or more commercial houses was extended from September 30th to February 30th, 65438+3 1.

In encouraging "group buying" to buy a house, Yiwu encourages real estate enterprises to carry out "group buying" preferential activities. On the basis of the fluctuation of filing price, the "group purchase" of 10 and above commercial houses can be further reduced by less than 2%; 20 or more "group purchases" can be reduced by less than 3%; More than 50 sets of "group purchases" can be reduced by less than 5%. Encourage organs, enterprises, institutions and social organizations to contact real estate development enterprises and organize centralized bulk purchase of commercial housing. The preferential price reached with real estate enterprises will not be included in the proportion of the decline in the price of commercial housing for the record. In addition, on a voluntary basis, Yiwu encourages real estate enterprises to make some profits on the basis of the floating record price of real estate projects.

In addition to Yiwu, china securities journal reporter observed that Kaifeng City, Henan Province, Junan County, Linyi City, Shaoxing City, Zhejiang Province, Yuecheng District and other places also issued notices to extend deed tax subsidies.

The Policy Measures for Promoting the Stable and Healthy Development of the Real Estate Market issued by Junan County, Linyi City, Shandong Province proposes that the policy of paying 30% deed tax subsidy for commercial housing should be extended to February 3, 20221day. During the period from June 1 day to February 3 1 day, 2022, those who paid the transaction deed tax in full will enjoy the subsidy policy.

Official website, the People's Government of Shaoxing City, Zhejiang Province issued the Detailed Rules for the Implementation of Tax Financial Subsidies for Real Estate Transactions in the Administrative Region of Yuecheng District of Shaoxing City, which showed that the time limit for granting 50% subsidies to the local retained portion of the deed tax on real estate transactions was postponed from September 30, 2022 to February 3, 20221day.

According to the Announcement on Extending the Term of Deed Tax Subsidy for Commercial Housing issued by Kaifeng City, Henan Province, the subsidy target has been expanded from the original "houses (excluding second-hand houses) purchased and signed before September 30, 2022 (including the date when the purchase contract is signed)" to "165438+20221October 30 (including the date) The time for deed tax payment and subsidy declaration was extended from the original "taxpayers who paid deed tax on commercial housing from July 22, 2022 to June 3, 2022 and met the scope of subsidies, and declared subsidies before June 2022 1 1" to July 22, 2022.

Policies to stabilize the real estate market continued to improve.

Recently, many policies have been introduced to stabilize the property market. The contents mainly include increasing the amount of provident fund loans, reducing the down payment ratio of provident fund loans, reducing the interest rate of provident fund loans, supporting the provident fund "one person buying a house to help the whole family" and supporting the withdrawal of provident fund down payment.

The Notice on the Liquidity Adjustment Coefficient of the Maximum Loan Amount of the Floating Personal Housing Provident Fund Loan issued by official website of Xiamen Housing Provident Fund Center in June 1 65438+1shows that the liquidity adjustment coefficient of the maximum loan amount of the first personal housing provident fund loan rose by 0.2; The liquidity adjustment coefficient of the maximum loan amount for families with many children to apply for individual housing provident fund loans for the first time is increased to 1. The policy will be implemented from the date of issuance of the document for a period of one year. If the online signing time of new commercial housing and the second-hand housing collection time of the municipal real estate registration center are after the date of document issuance, this shall prevail. The maximum loan amount for families with many children to apply for housing provident fund for the first time is 6.5438+0.2 million yuan, which effectively improves the housing purchasing power of employees who apply for personal housing provident fund loans for the first time and reduces the pressure of repayment.

Regarding the down payment of housing, Fuzhou City, Fujian Province and Meizhou City, Guangdong Province have all issued relevant policies. The Detailed Rules for the Implementation of Employees' Withdrawing Housing Provident Fund as the Down Payment for House Purchase published by Meizhou Housing Provident Fund Management Center of Guangdong Province shows that employees and their spouses who have deposited in Meizhou City to purchase commercial housing (or second-hand housing) within the administrative area of Meizhou City can withdraw the provident fund as the down payment if they have signed a house purchase contract with real estate enterprises (or have gone through the formalities of transferring the ownership certificate of real estate with the seller) but have not paid the down payment in full.

Zhongyiyuan said that the recently released policy of stabilizing the property market mainly involves optimizing the purchase restriction conditions, reducing the down payment ratio, lowering the mortgage interest rate, increasing the amount of provident fund loans, granting housing subsidies, and shortening the sales restriction period. Some cities combine housing policies with maternity, pension and leasing, and constantly improve the policy toolbox. The fourth quarter is an important window for real estate restoration. It is expected that the policy will continue to be relaxed in the future, lowering the threshold for buying houses, reducing the cost of buying houses and shortening the time for buying houses may become an important optimization direction.