Lijiang Housing Provident Fund Inquiry

How to inquire about housing accumulation fund?

There are generally two ways to query the housing provident fund:

1. Individuals bring their ID cards and provident fund cards to the provident fund management center for enquiry;

2. Check the amount of housing provident fund online with ID number or provident fund account number: log on to the website of local housing provident fund center-find the column of "individual housing provident fund inquiry", and click enter after finding it; Click to open the login interface. Select "ID number" as the login method, and then enter the ID number. If you know the provident fund account number, you can also enter the provident fund account number. The default password is generally six 1. After entering the personal account, click on the provident fund details query to see the amount on the card.

"Regulations on the Management of Housing Provident Fund" Article 36 Employees and units have the right to inquire about the deposit and withdrawal of their housing provident fund, and the housing provident fund management center and the entrusted bank shall not refuse.

Workers and units have objections to the storage balance in the housing provident fund account, and may apply to the entrusted bank for review; If there is any objection to the results of the review, you may apply to the housing provident fund management center for review. The entrusted bank and housing provident fund management center shall give a written reply within 5 days from the date of receiving the application.

Workers have the right to expose, report and accuse the misappropriation of housing provident fund.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.

Where can I find the provident fund?

Check the bank card and bank card number bound by the housing provident fund through the official WeChat account.

1. Open the WeChat client and log in to Personal WeChat.

2. Pay attention to the official WeChat account of the local housing provident fund management center in the column of official WeChat account.

3. Enter the official WeChat account, log in to the micro-platform of the local housing provident fund management center, and click My Account.

4. Enter the provident fund account number, that is, the personal ID number and login password registered in the housing provident fund official website, and enter the micro platform of the provident fund management center.

5. Enter the homepage of housing provident fund micro platform. On the personal business inquiry page, click and enter "Loan Information".

6. Find the repayment bank and repayment account number on the drop-down page of the "Loan Information" interface. The repayment bank and repayment account number here correspond to the bank card information set by the provident fund.

Characteristics of housing provident fund:

(1) universality, urban workers must pay the housing provident fund in accordance with the provisions of the Regulations, regardless of the nature of their work units, family income level and whether they have housing;

(2) Mandatory (policy). If the unit fails to register the deposit of housing provident fund or fails to set up a housing provident fund account for employees, the housing provident fund management center has the right to order it to handle it within a time limit. If no correction is made within the time limit, it may be punished according to the relevant provisions of the Regulations, and may apply to the people's court for compulsory execution;

(3) Welfare, in addition to the housing provident fund paid by employees, the unit has to pay a certain amount for employees, and the interest rate of housing provident fund loans is lower than that of commercial loans;

(4) Repayment: If the employee retires, resigns, or completely loses the ability to work and terminates the labor relationship with the unit, or the household registration moves out and settles abroad, the paid housing provident fund will be returned to the individual employee.

Housing provident fund deposit scope:

The following units and their employees

1, institutions;

housing accumulation fund

Housing accumulation fund (4)

2. State-owned enterprises, urban collective enterprises, foreign-invested enterprises, enterprises invested by Hong Kong, Macao and Taiwan businessmen, urban private enterprises and other urban enterprises or economic organizations;

3. Private non-enterprise units and social organizations;

4. Permanent representative offices of foreign, Hong Kong, Macao and Taiwan invested enterprises and other economic organizations.

Urban individual industrial and commercial households and freelancers can apply for housing provident fund deposit (note: not all housing provident fund management centers in community cities allow urban individual industrial and commercial households and freelancers to deposit housing provident fund, please consult local housing provident fund management agencies for details).

The deposit ratio of employees and unit housing provident fund shall not be less than 5% of the average monthly salary of employees in the previous year; Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee and submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels. The monthly deposit base of urban individual industrial and commercial households and freelancers' housing provident fund is calculated in principle according to the average monthly tax revenue of the depositor in the previous year.

If the unit does not handle the registration of housing provident fund deposit for its employees or the establishment of housing provident fund accounts, the housing provident fund management center shall order it to be handled within a time limit; Failing to handle it within the time limit, a fine of 6.5438+0 million yuan and 50,000 yuan shall be imposed.

If the unit fails to pay or underpays the housing provident fund within the time limit, the housing provident fund management center shall order it to pay within a time limit; If the deposit is not made within the time limit, it may apply to the people's court for compulsory execution.

How to check the individual housing provident fund?

Housing provident fund is a housing savings deposit paid by work units and employees. With the housing provident fund, you can borrow money to buy a house. So how do you inquire about individual housing provident fund? Let's take a look with Bian Xiao!

How to check the individual housing provident fund?

1. Log on to the local housing provident fund management website, click on the online government affairs hall, and then click I want to inquire. Enter the page and enter the account number and password to inquire.

2. In the housing provident fund management center, employees need to provide their ID cards when inquiring. If the unit manager inquires, it is necessary to provide the original letter of introduction issued by the unit to inquire about the employee ID card; If you entrust others to inquire, you need to provide the original ID cards and power of attorney of employees and clients; Bring the above information to the counter of the local provident fund management center for enquiry.

3. Call the provident fund service hotline 12329 for inquiry, and you can make self-help inquiry according to the prompts. You can also query by SMS, edit SMS according to the format requirements of provident fund query and send it to the query number.

4. Click Alipay to enter. First find the city service, click Enter, find the provident fund query button in the menu, then click Personal Query, then enter the ID number and password according to the prompt, and wait for the system to provide data after entering the interface.

5. Open the mobile phone WeChat query, click to enter my wallet, click to enter the city service, click on the provident fund, and then query according to the information prompts.

What are the functions of housing provident fund?

1, housing provident fund can be used to buy a house, which is more favorable than commercial loans.

2. The housing accumulation fund is used for renting, but the amount of public rental housing and commercial housing is different, depending on local policies and regulations.

3. Housing accumulation fund can also be used to treat major diseases; In case of abnormal changes in the family, the housing provident fund can be included in the scope of subsistence allowances or poor households.

Bian Xiao concluded: The above is about how to inquire about individual housing provident fund and what role housing provident fund has. I hope it will help everyone.

How to inquire about housing provident fund?

Inquiry method of provident fund:

1. Counter inquiry: Counter inquiry refers to the way that inquirers go to the service hall of the local provident fund management center to inquire, and they need to bring a joint provident fund card and ID card. For the inquiry, you also need to bring the joint provident fund card and ID card of the inquired person.

2. Online inquiry: Inquirers can log in to official website and local provident fund management centers and click the individual housing provident fund inquiry button.

Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.