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Is overseas travel accident medical insurance travel insurance or accident insurance?

The insurance editor will help you answer your questions. For more questions, you can answer them online.

Hello! At present, medical expenses in most countries are relatively high, and traveling abroad will inevitably lead to many accident risks due to long distances. In order to further improve your accident and medical protection during your overseas trip, it is wise to choose a suitable overseas travel medical insurance before departure. of.

Is overseas travel accident medical insurance travel insurance or accident insurance?

Overseas travel medical insurance belongs to the category of accident insurance. Like aviation accident insurance and personal accident insurance, they all cover personal accidents. Or insurance that provides accident protection for property safety. Before purchasing accidental medical insurance for overseas travel, you need to pay attention to the following points:

1. Choose an appropriate insurance amount based on the consumption level of the country of travel.

2. The overseas travel insurance purchased needs to cover your entire trip. Make your entire trip covered.

3. When purchasing outbound travel insurance, pay attention to whether international emergency rescue services are included. Since it is difficult for domestic insurance companies to expand their outlets abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. Whether a tourist has lost his wallet or lost his passport, he can call the rescue hotline. Some major international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and purchase online. You can compare the products of multiple insurance companies and choose the product that best suits your protection and travel needs. Applying for insurance is also very simple and convenient. On the homepage, register as a member for free. After logging in, select the product you like, select the guarantee period, and you can buy it immediately. The price is cheap, and the entire insurance process is clear and transparent, eliminating the hassle of intermediaries. The premiums are lower and the autonomy is stronger.

When traveling abroad, it is best to purchase appropriate overseas travel medical insurance in advance. Buying online will get a price discount of at least 15%, which is the best channel for you to choose cheap overseas travel insurance. It is an insurance platform that provides high-quality and low-cost overseas travel insurance. You are welcome to come and buy it.