Traditional Culture Encyclopedia - Tourist attractions - My parents need to buy overseas travel insurance when traveling to Europe. What should we pay attention to?

My parents need to buy overseas travel insurance when traveling to Europe. What should we pay attention to?

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Hello! Most countries in Europe are Schengen countries, and elderly people are at greater risk of accidents when traveling abroad due to unfamiliar places and language barriers. In order to improve the personal accident protection of your parents during their trip to Europe, purchase suitable overseas travel equipment for them before departure. Risk is necessary.

What should middle-aged and elderly people pay attention to when purchasing overseas travel insurance when traveling to Europe? 1. It is best for middle-aged and elderly people to appropriately increase the amount of accident insurance when traveling abroad. It is recommended that it be no less than 300,000 yuan. In addition, most countries in Europe are Schengen countries, so it is recommended that the medical insurance limit be above 300,000 yuan in order to successfully pass the Schengen visa. 2. The overseas travel insurance purchased needs to cover your entire trip. Make your entire trip covered. 3. When purchasing outbound travel insurance, pay attention to whether international emergency rescue services are included. Since it is difficult for domestic insurance companies to expand their outlets abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. Whether a tourist has lost his wallet or lost his passport, he can call the rescue hotline. Some major international insurance companies also provide Chinese services. 4. Choose a suitable insurance platform and purchase online. You can compare the products of multiple insurance companies and choose the product that best suits your protection and travel needs. Applying for insurance is also very simple and convenient. On the homepage, register as a member for free. After logging in, select the product you like, select the guarantee period, and you can buy it immediately. The price is cheap, and the entire insurance process is clear and transparent, eliminating the hassle of intermediaries. The premiums are lower and the autonomy is stronger.

Buy insurance for your parents who are around 50 years old when they travel to Europe. In order to facilitate your smooth passage of the European Schengen visa, it is recommended that you try to purchase overseas insurance through a formal insurance platform, which is an electronic website that provides professional Schengen overseas insurance. Through the business platform, you can get a full refund of the premium if your Schengen overseas insurance is refused.