What should I do if there is a traffic accident in Britain?

In fact, goonroadtrip is a very common thing in Britain, but traffic accidents are impossible in Britain. Don't worry about this kind of thing, don't talk nonsense, and then follow the following procedure.

The process of dealing with traffic accidents in Britain

Situation 1: I hit a car, such as a post, and fell into a pit.

# If it's just a scratch, just take the insurance when you return the car.

# It hurts. Call the car rental company. If you can still drive, the car rental company will usually let you change at the nearest chain store. If you can't drive, the car rental company will send a car.

Situation 2: Collision with someone else's car.

It's important to stop the car first. It is stipulated by laws and regulations. Confirm whether anyone is injured. If someone is injured and seriously injured, call 999 and call an ambulance first. Unless the responsibility is clear, don't move the car without affecting the traffic.

Don't rush to take responsibility after the accident, and don't say sorry easily. The reason is that the division of responsibility for accidents may be different from what you think. After all, our understanding of British traffic regulations is not 100% accurate, and we need to wait for the judgment of professionals; If you take responsibility and apologize casually under uncertain circumstances, these may become unfavorable factors for you (maybe the responsibility is not yours at all). As the saying goes, "You have the right to remain silent, but everything you say will be used against you in court." That's the truth.

Call the police. If it's very, very serious, call 999. If it's not that serious, call 10 1.

Exchange information with the other owner, including name, address, license plate number and insurance information.

If there are witnesses, please leave their names, addresses and contact information and tell him/her that he/she may need his/her testimony. This is very important. Testimony often plays an important role in the division of responsibility for accidents.

Take photos of the scene and the damaged parts of the car body. If possible, you can draw a scene map and write down the description of the accident scene.

Call the car rental company.

After the police come to see the scene, remember to ask the police's name, telephone number, contact information and case number, so as to contact them in the follow-up questions.

If you finally go to the hospital, remember to call the domestic travel insurance company and ask what materials you need to prepare so that you can go back for reimbursement.

Matters needing attention after the accident

1. If the parties don't admit their responsibilities, it's best not to say "I'm sorry". This may have adverse legal consequences for the parties, that is, the relevant departments or institutions may assume that the parties have admitted that the accident was caused by his wrong behavior. The identification of accident liability is the responsibility of the police or insurance company, but if the parties take the initiative to bear the responsibility, the appraiser will generally accept it.

2. Except for simple accidents with clear responsibilities, the parties concerned shall call the police immediately. If there is no traffic jam or the vehicle behind may crash again, the parties concerned should not move the vehicle and wait for the arrival of the police. The parties concerned should write down the number of police officers present, the names or badge numbers of the main police officers and the names of their police stations. In order to obtain the accident report issued by the police in the future.

3. If the accident causes casualties, property or animal damage, the parties concerned shall stop immediately and provide the other party with details such as name, address, license plate number and vehicle insurance.

4. If a party fails to stop on the spot, report to the police or provide the other party with his name, address, license plate number and insurance details, he shall take the initiative to report to the police within 24 hours after the accident.

5. The parties should write down the details of the accident as far as possible, such as the time and place of the accident, road conditions, the cause of the accident, vehicle property losses, casualties and their own appropriate opinions. For future protection.

6. Witness testimony plays a key role in the identification of accident responsibility, and the parties should try to write down the name and contact information of the witness.

7. The innocent injured party can claim personal injury or property loss from the injured party, and the insurance company of the party concerned will generally make claims for the party concerned. If the insurance company is not doing well or the parties are not satisfied with the claim, the parties can hire professional lawyers to do it. Most law firms generally adopt the principle of "no fees for winning the case" to handle compensation matters for clients.

8. Passengers who were killed or injured in the accident, no matter which driver's fault caused the accident, have the right to claim compensation.

buy insurance

Reason 1 It's very expensive to repair cars in Britain. It costs hundreds of pounds every time. Even a small scratch is a very, very painful price.

The second reason is that seeing a doctor is expensive. The specific stamp is "How to Look at British Emergencies".

Therefore, insurance is very important. One is auto insurance, and the other is to buy travel insurance for friends who go to play together during the trip, including themselves ~

Let's talk about auto insurance. Generally, you can buy it together by placing an order on the car rental website. When you pick up the car, the car rental company will recommend more. According to your driving situation and psychological expectation, it is good for you to choose different types of insurance and different coverage. It is generally recommended to buy all risks ~ here are some English words corresponding to various auto insurance. Some websites may use different words ~ ~ ~

LDW (Loss and Damage Exemption) is the most basic insurance, which depends on vehicle collision, robbery and theft. Sometimes CDWTP refers to this. CDW stands for collision damage exemption and TP stands for theft prevention.

PAI (personal accident insurance) refers to the rescue/medical/death compensation for people including contractors and taxi drivers in the event of an accident;

Third party liability insurance

PEI (personal property insurance), auto finance and luggage (except cash) were stolen.

Tires and glass guarantee the insurance of tires and front glass. Some LDW may not include these two items, so you need to buy one separately, especially for right-hand drive and left-hand drive vehicles in the UK. It's easy to judge the distance between the left side and the kerb, which leads to tire puncture after tire friction ~

In addition, if there are extra drivers, it is best to buy an extra driver's fee honestly, otherwise you will not be compensated and may even be fined.