Which insurance is better for traveling in Japan? Comparison of travel insurance.

When you travel to Japan to buy overseas travel insurance, you can choose the travel insurance that suits you according to the following aspects.

1, travel to Japan can choose insurance products with high medical security.

The medical system in foreign countries is very different from that in China, and the cost is relatively expensive. According to the statistics of outbound travel accident insurance claims, China tourists' medical expenses abroad far exceed those in China, among which North America, Europe, Australia and Japan are the most expensive, and the per capita medical expenses are usually more than 10 times that in China, with the highest exceeding 30 times.

Therefore, before traveling abroad, especially to countries with high medical expenses, such as Europe, the United States, Canada and Japan, it is recommended to buy products with medical insurance coverage ranging from 200,000 yuan to 500,000 yuan.

When traveling to Japan, it is recommended that the medical insurance coverage be more than 300,000. On China Insurance Network, there is a well-known Japanese insurance company that underwrites Sumitomo Mitsui Leyou Fuji Travel Insurance, which is specially designed for people who travel to Japan and travel on business. Japanese local rescue companies provide 24-hour emergency rescue and travel support, and are equipped with shopping discounts from well-known Japanese merchants, which makes travel to Japan more secure.

2. When traveling to Japan, you should also choose travel insurance products according to your special needs.

(1) has a history of hypertension and heart disease.

When traveling abroad, such as Japan, there are many cases in which insurance companies refuse to pay compensation because of diseases and accidental hospitalization caused by past medical history such as heart disease. Many overseas travel insurance products will take past diseases as exclusion liability. Take the exemption clause of a product as an example, as follows:

Therefore, when choosing products, you need to choose products that can cover past diseases.

Product recommendation: Allianz Supreme Global Travel Protection Plan

The coverage is high and comprehensive, covering 27 items such as personal injury, emergency rescue and personal belongings. It can cover mobile phones, tablets and laptops, meet the Schengen visa, and the medical expenses are high, and the medical expenses for hypertension/heart disease and diabetes are prolonged.

(2) High-risk sports

In general travel insurance, high-risk sports are generally defined as: diving, water skiing, skiing, skating, hang gliding, skydiving, bungee jumping, rock climbing, adventure activities, martial arts competitions, wrestling competitions, stunts, horse racing, various vehicle performances, vehicle competitions or exercises, driving karts, etc.

When traveling to overseas countries such as Japan, many people will "let go of themselves" and try some activities that they usually dare not or have no chance to challenge. If there are such sports in the travel plan, it is recommended to insure products guaranteed by high-risk sports. At the same time, the products of different insurance companies are different, so we must clearly see the high-risk sports scope of this product guarantee in the terms.

Product recommendation: Zhonganqu Global Overseas Travel Protection Plan

The high-risk sports that can be extended to cover are more comprehensive, such as diving, skiing, skydiving, rock climbing, adventure activities, karting and so on. Visa refusal protection, sudden emergencies during travel and 24-hour emergency rescue are also covered.

Final summary:

Traveling abroad to see the scenery and mood is a very personalized thing. Everyone has different emphases and needs to choose according to their actual needs.

I hope the above answers can help you!