How to buy one-day travel insurance for a group

Although the one-day trip does not last long, there are too many uncertain factors during the trip. It is necessary to purchase travel insurance before departure. How to buy one-day travel insurance for a group? One-day tours include self-driving tours, group tours and self-guided tours. Different methods require different insurances. Let me introduce them to you.

For self-driving group tours planning a day trip, it is recommended to consider three aspects when purchasing insurance. First, before setting off on a self-driving day trip, you should check whether the car's insurance is complete; second, considering that self-driving drivers will face factors such as easy fatigue, unpredictable weather, unknown road conditions, etc., it is necessary to insure self-driving drivers against A highly cost-effective self-driving accident insurance. For travelers who travel by car many times throughout the year, it is recommended that the protection period be changed from just a few days of travel to 1 year of coverage, so as to obtain unlimited trips throughout the year at a higher cost performance. Safety and security. Third, one-day travel insurance should be purchased for self-driving passengers separately. When purchasing insurance, you can make a reasonable selection based on the specific self-driving one-day travel plan and the actual protection needs of the passengers themselves. What kind of accident insurance includes accidental medical care? Which one offers more protection? Which one is more worth buying? Let’s take a look at the latest list! Ranking of popular accident insurance among insurance companies across the country!

While enjoying the "insurance" provided by travel agencies, travelers who go on a one-day tour with a group should also insure themselves with corresponding one-day travel insurance. Because the travel agency liability insurance provided by the travel agency only compensates the travel agency for the damage to travelers' personal and property caused by its own actions. When taking out insurance, travelers may wish to choose one-day travel insurance reasonably based on their travel plans and their actual protection needs. The reasonableness of the insurance amount setting determines the level of protection. Ideally, the insurance amount for death and total disability should be set at 10 times the annual income of the insured, while the insurance amount for medical expenses, hospitalization allowance, etc. It can be set accordingly according to the medical consumption level of the destination.

When fully enjoying the pleasure of traveling in a self-guided group tour, don’t forget to buy one-day travel insurance. If your self-guided tour is an ordinary sightseeing activity, then you should be insured against accidents when choosing the corresponding one-day travel insurance. The amount can be controlled at a low level. If your travel activities include high-risk activities such as rock climbing, exploration, and diving, then when choosing one-day travel insurance, you should choose the corresponding product with high-risk sports protection, and Appropriately increase the accident insurance amount, preferably no less than 150,000 yuan. When purchasing insurance, it is better to choose products with emergency rescue and ambulance cost protection in order to obtain more comprehensive protection. In addition, it is best for the insurance period to be equal to or longer than the travel period to ensure that you are protected during the entire travel period.

Baoge Tips: How to buy one-day travel insurance for a group? The focus of insurance should be different depending on the way of travel. Travelers can make reasonable purchases based on their actual protection needs and specific travel methods. The short-term travel insurance provided by Baoge online not only has many types, but also has higher premiums than offline insurance. At least 15% is the best insurance option for you to choose high-quality and low-priced one-day travel insurance.