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What does the Bank of Communications global MasterCard elite look like?

Bank of Communications Universal Credit Card is a consumption abroad chip card launched by Bank of Communications. Overseas use, global enjoyment. Bank of Communications Global Credit Card fully supports MastercardPaywave or VisaPaywave overseas payment without collection, which can be completed in 0.5 seconds at the earliest, and supports arbitrary consumption of US dollars for bookkeeping and repayment in RMB. Global cards are divided into elite and regular versions.

This product has the following advantages:

1. Two-in-one chip magnetic stripe reduces the risk of fraudulent card swiping.

The security of overseas credit card swiping has always been a big problem for cardholders. The universal card adopts the world's advanced EMV chip security control technology, has DDA (dynamic data authentication) function, and adopts magnetic stripe chip dual media to effectively upgrade the safety factor and effectively reduce the risk of counterfeit cards.

2. Support small unrelated express card payment.

Support the latest credit card payment method: contactless transaction. Micro-payment can experience fast transactions without confidentiality and visa, and the payment can be completed by shaking the card. Users can experience fast and convenient inductive credit card transactions on devices that support "no payment", and micropayments are condensed into "second-speed" transactions-all payment processes can be completed within 0.5 seconds without entering passwords or confirming signatures.

3. Pricing strategy of free currency conversion fee for any transaction.

Support full currency consumption, and provide Visa Paypass/MasterCard PayPass transactions without payment. Global elite credit card users can enjoy 0 handling fee for any currency conversion since opening the card; The exchange fee for overseas non-USD transactions of basic cardholders is 1.75%, which will be reduced to 1.5% from next year.

4. The annual fee is free in the first year, and the offline POS is free of the annual fee card service in the next year.

Universal card is free of annual fee in the first year. Consumption in the current year 1 offline POS, and annual fee is exempted in the following year. In addition, foreign exchange can be purchased automatically on the billing date (enabled or closed by default), and self-service foreign exchange purchase can realize repayment in US dollars (before the billing date), and various repayment methods are supported: automatic deduction, self-service repayment and cash repayment in US dollars.

5. Enjoy consumption abroad 10 times points for weekly brushing activities.

Universal Card and ordinary Bank of Communications Credit Card enjoy weekly swiping activities, enjoy consumption abroad 10 bonus, with a maximum of 500,000 points and a 15% discount for famous shops around the world. The basic version of overseas trading 1 scored 7 points, and the elite version of overseas trading 1 scored 14 points. Enjoy the "Enjoy the World" flight mileage plan, enjoy the catering in the points park and the full consumption of some offline businesses.

How many kinds of bank of communications credit cards are there?

Bank of Communications credit cards are as follows:

Platinum credit card

Bank of Communications Platinum Credit Card provides you with a full range of business or family travel services, including airport VIP room, drunk driving, road rescue, comprehensive protection for high-cost family travel and many other exclusive services, providing you with a platinum life experience.

Standard credit card

Bank of Communications standard credit card provides perfect credit card financial services, password signature, free choice, interest-free repayment period of up to 56 days, as well as "enjoy life", "enjoy superiority" and other preferential plans, so that you can enjoy the endless fun brought by swiping the card.

Y-POWER credit card

Y-POWER has two cards, black and white, which let you choose your attitude and show off your brilliance.

Hong Kong New World Department Store Credit Card

Bank of Communications Hong Kong New World Department Store Credit Card is a joint card jointly launched by Bank of Communications and Hong Kong New World Department Store, including gold card and ordinary card.

Bank of Communications Jinjiang Inn Card

Jinjiang Inn Credit Card of Bank of Communications is a credit card jointly designed by Bank of Communications and Jinjiang Inn Co., Ltd., which is tailor-made for business travelers, self-help families and travel enthusiasts.

Tesco Tesco credit card

Bank of Communications joins hands with Tesco to present you with a Qvanxian Zhang Bank of Communications Tesco credit card.

Suning Appliance Credit Card

Bank of Communications Pacific Suning Appliance Credit Card is a joint credit card jointly issued by Bank of Communications and Suning Appliance.

In addition, there are the following types of Bank of Communications credit cards: Rongcheng Credit Card, Shanghai Travel Credit Card, More Credit Cards, Official Cards, Bank of Communications Installment Credit Card, An Baili OK Credit Card, Liqun Credit Card, Pinghetang Credit Card of Bank of Communications, Jinling Life Credit Card, An Baili Oriental Credit Card, Kaitai Department Store Credit Card, Aviation Secretary Credit Card, Asia Miles Credit Card, Haagen-Dazs Credit Card, Yongda Automobile Credit Card, Self-mailing Family Credit Card, BBK Credit Card and so on.

Bank of Communications

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad."

Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together the advantages of global and local countries, advocates a brand-new consumer culture and card experience with the theme of "China Global Card", and provides preferential and thoughtful services around the world.

How many cards does the Bank of Communications Zodiac Credit Card have?

The zodiac credit card of Bank of Communications has twelve cards.

Recently, in order to spend money, Bank of Communications launched the Zodiac credit card. As we know, the zodiac culture has a certain position in our traditional culture, and there are a lot of poems and handicrafts in the past dynasties that describe the image and symbolic significance of the zodiac. This time, the Bank of Communications created a series of credit cards with the theme of the zodiac. Card surface design has strong China characteristics. When you hold Kolor in your hand, you can not only enjoy the rights and interests of Bank of Communications, but also appreciate the connotation of traditional Chinese zodiac culture in China.

This time, the Bank of Communications' Zodiac series theme credit cards are divided into free version and paid version, both of which are in the national style design style. Among them, the free version of the card is mainly composed of classic design elements such as the words "Chinese Zodiac" symbolizing noble sentiments and lotus flowers. Because of the style design of national fashion, the card looks more cultural and has a good meaning of good luck. The paid version of the card is to visualize the culture of the zodiac, reshape the image of the zodiac with the tide of the country, create a unique card face of the zodiac, and fully mobilize the user's sense of belonging. Of course, compared with the free version of the card, the paid version is more beautiful and can arouse young people's sense of identity with China culture.

So, how can I get the zodiac credit card of Bank of Communications? Actually, it's very simple, just get it from the Bank of Communications. So, what rights can these zodiac cards enjoy? First of all, after new users reach the consumption standard, they can exchange points for gifts, such as Pearson charging treasure and shoulder bag. Then new and old users can draw a lottery after spending with the Zodiac credit card. Prizes include Youku Card, Tencent Video Card and Iqiyi Card. Finally, if you use this credit card to make six transactions, and each transaction costs more than 18 yuan, you can get a "three-choice" gift: the qualification to use the domestic airport lounge, tooth cleaning service or afternoon tea gift from a five-star hotel.

In short, the zodiac credit card of Bank of Communications is still worth starting with.

How many cards does the Bank of Communications Zodiac Credit Card have?

There are 12 card faces, all of which are zodiac signs.

Bank of Communications 12 Zodiac series theme credit cards are divided into free version and paid version, both of which adopt the national tide design style, and the card surface pattern comes with its own machine. Among them, the free version of the card is vividly integrated into a card with four artistic figures of "Zodiac", which symbolizes the classic design elements such as couplets, moiré and lotus flowers with noble sentiments. Through the national fashion design with fashionable personality, it fully shows the beauty of culture and the beautiful meaning of good luck.

The paid version embodies the cultural symbols of the zodiac, reshapes the image of the zodiac with the tide of the country, creates the exclusive card face of the zodiac, and fully mobilizes the user's sense of belonging. The card face is youthful and energetic, and the color is warm, which means that young people are full of vigor and positive, and arouses their sense of identity with traditional culture and characteristics of the times.

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Matters needing attention

The credit card limit of Bank of Communications depends on two aspects, one is what level of card to choose, and the other is the applicant's credit status. Bank of Communications has set a range of credit cards of different levels, such as Jinpu Card, with a quota ranging from 2,000 to 50,000 yuan; The credit limit of Platinum Card shall be subject to the specific audit results.

The specific credit limit is evaluated by the bank according to the applicant's credit situation. Everyone's credit is different, and the credit limit is different. If the qualification is not too bad, it is basically 1 10,000 yuan.

It should be noted that although the threshold of Bank of Communications credit card is low, the risk control is relatively strict. If you want to raise the amount smoothly, you must grasp the running-in period of the first six months of the card. When spending by credit card, the consumption types can be diversified, such as household appliances consumption, catering consumption, supermarket shopping and so on. , while ensuring a good repayment record.

What are the colors and grades of Bank of Communications credit cards?

Bank of Communications credit card has four grades:

Puka is the lowest level of credit card. According to the qualification of the applicant, the credit line varies from 0- 10000, and is usually not higher than 10000 RMB.

The amount of the gold card will be slightly higher than that of the ordinary card. Only when the applicant already holds the ordinary card and has a good record of using the card, the bank will grant the gold card at its discretion. At present, the credit limit of domestic gold cards is generally between 6.5438+0,000-50,000 yuan.

Platinum card, also known as diamond card, is the highest-level credit card issued by domestic banks at present, and the card batch amount is usually between10-100000.

Unlimited card is a special product for banks to lock in high-end users and enjoy the supreme services and rights provided by banks. And its quota is the same as its name, generally more than one million or even no upper limit.

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Introduction of credit card business of Bank of Communications;

Super network card processing: During the period from September 30th, 20 13 to June 30th, 20 13, and February 30th, 3 1 year, all new customers who submit their applications online through the credit card website of Bank of Communications and successfully issue their credit card master cards can get a credit card bonus of RMB 100 and enjoy free express delivery.

Enjoy the loan: Bank of Communications launched a brand-new credit card installment business, which provides bulk consumer credit support with high exclusive quota (maximum 1.5 million) and convenient service process. After the loan is signed, when the consumption reaches the set initial transaction amount, the system will automatically stage it. The longest repayment period is 24 months, and the highest monthly handling fee is only 0.72%.

Red Friday: "Red Friday" is the starting point of Bank of Communications credit card for the rigid consumption demand of urban groups on Friday, and it is the first marketing brand of Bank of Communications credit card in the industry to appeal to one-day consumption.

Points Paradise: Points Paradise is also the integral mall of Bank of Communications Credit Card, where customers can redeem points or swipe their cards to buy the goods they want. But it is also different from the mall, because users can combine the points of multiple Bank of Communications credit cards into their own names, which can greatly help customers reduce the waste of points.