Should I buy travel insurance after taking out accident insurance? Can these two kinds of insurance be bought together?

There is no conflict between the two. If you buy accident insurance and don't want to buy travel insurance, it's ok. If you want to give yourself more protection, you can buy two insurances at the same time. Many people will buy themselves a travel insurance when traveling, on the one hand, for their own peace of mind, on the other hand, they can really give themselves more protection. In fact, even if travel insurance is a kind of accident insurance, it only happens under certain circumstances, and insurance is within the scope of protection. Then, after buying accident insurance, is it necessary to buy another travel insurance?

I think it is necessary. First of all, the price of travel insurance is very low. Travel insurance is generally tens of dollars, but it can get high protection. The second is travel insurance, which has its own characteristics. For example, some travel insurance covers some losses such as flight delay and baggage consignment. However, every travel insurance is different, which needs our specific analysis according to the relevant regulations. Since the price is so low and the guarantee is very rich, why should we deduct dozens of dollars? You might as well buy yourself an extra travel insurance, which will give you an extra guarantee.

Buying travel insurance is purely personal. If you really don't want to buy it, and the amount of accident insurance on yourself is enough, then there is really no need to buy it again. It's just that some travel insurance is imposed on the contract by the travel agency. As long as you travel with a group, you must ask for travel insurance. In fact, the travel agency is also protecting its own rights and interests. At this point, we can only negotiate with the travel agency.

Some people always have some luck, thinking that nothing can happen in just a few days, but we never know when the accident will happen. This probability is a bit like a plane crash, which is generally out of reach, and once encountered, it will cause big problems. So it would definitely be better to give yourself a little more protection.