How to apply for claims for overseas travel insurance after an accident?

There are too many unexpected risks when traveling abroad. The risks such as flight delay, lost documents, unexpected diseases, traffic accidents and lost luggage are unpredictable. It is very necessary for you to buy an overseas travel insurance properly. If you have an accident during your overseas travel, and the unexpected losses caused by the accident are within the insurance company's scope, it is suggested that you can apply for overseas travel insurance claims from the insurance company according to the following procedures. How to pay for overseas travel insurance when you are in danger abroad?

1. Report the case. After receiving the notice of danger, the insurer shall immediately send someone to conduct on-site investigation, understand the loss situation and reasons, check the insurance policy, and register and put on record.

2. Audit certificates and materials. The insurer shall examine and verify the relevant certificates and materials provided by the applicant, the insured or the beneficiary.

3. Check the insurance liability. Upon receipt of the request of the insured or beneficiary for compensation or payment of insurance benefits, the insurer shall, after checking the facts and reviewing various documents, make a timely verification on whether and how much he should bear the insurance liability.

4. fulfill the obligation to pay compensation. On the basis of verifying the liability, the insurer shall reach relevant compensation or pay the insured amount with the insured or beneficiary for the insured liability. In short, I remind you that if there is an accident when traveling abroad, you should report it in time, contact the insurance company and submit relevant materials. Generally speaking, the larger the auto insurance company, the more obvious its advantages in claims settlement. Many insurance companies that provide high-quality overseas travel insurance claims are welcome to choose.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.