What kind of insurance do you need to cover when studying abroad?

You can buy the following insurance when studying abroad:

1. Accident insurance, because accident insurance can provide cash compensation in the event of sudden illness or accident, especially for some medical expenses In higher countries, this kind of compensation will greatly reduce the medical cost burden of international students. Accident insurance is the first protection that international students should have, and it can be purchased in China. At present, all major insurance companies have policies specifically designed for outbound tourists. The policy period ranges from a few days to a year. The insurance coverage generally includes accidental death and disability, medical expense reimbursement and partial economic loss protection. For example, China Life's "Chinese Citizens Overseas Accidental Injury and Emergency Rescue Insurance" has a coverage period of one year, and the coverage mainly includes accidental death and disability, overseas assistance emergency outpatient services, etc. It is not much different from the insurance coverage and insurance amount purchased abroad, and the premium is much cheaper.

2. Medical insurance and critical illness insurance can be divided into domestic and overseas study insurance. Student visas are generally issued for 90 days. You can purchase 90-day overseas travel insurance and then renew it locally. Compared with general medical insurance and accident insurance, overseas travel insurance takes into account the differences in medical expense levels in different countries when designing products, and adds international rescue services, so the compensation level is relatively high. But as time goes on, overseas travel gets more and more expensive. Different countries have different policies for studying abroad. In countries such as the United States and Australia, if you do not have medical insurance, you may not be able to register for school or issue a visa. Without medical insurance in the United States, it is difficult to seek medical treatment in local hospitals.

What is study abroad insurance?

Study abroad insurance, also known as overseas study insurance, is a type of insurance designed for international students, covering accident, medical, academic and emergency rescue protection during their study abroad period.