Japan travel credit card

What credit card is suitable for traveling in Japan?

JCB yen dual currency card is the first choice.

It is understood that although Japan also has a UnionPay system, it is mainly concentrated in large merchants, and many shops and hotels only accept international cards. Compared with Visa and Master, JCB cards are relatively rare in China. However, JCB is a card organization that originated in Japan and has the most activities in Japan, so it is best for Japanese tourists to bring a JCB credit card.

The survey found that at present, ICBC, Bank of China, China Construction Bank, China Merchants Bank, CITIC, Minsheng, China Everbright, Shanghai Pudong Development Bank, Ping An and other banks have launched JCB credit cards. However, it is worth noting that except for a few JCB cards such as Bank of China, Industrial and Commercial Bank of China and Minsheng, which are dual-currency credit cards in RMB and Japanese yen, the others are still dual-currency cards in RMB and US dollars.

When swiping a dual-currency card of RMB and USD in Japan, the credit card organization will first convert Japanese yen into USD according to the exchange rate on the day of swiping the card and record it in the USD account of the cardholder. In the process of converting Japanese yen into US dollars, the cardholder will be charged a currency conversion fee of about 65438+ 0.5% of the credit card amount. After returning home, the cardholder needs to buy US dollars in RMB according to the exchange rate on the repayment date, and then repay the consumption amount in US dollars.

However, if you consume a dual-currency Japanese yen RMB card in Japan, the Japanese yen will be directly credited to the cardholder's Japanese yen account. After returning home, you only need to buy yen directly in RMB for repayment.

Is it a chip card or a magnetic stripe card with UnionPay debit card when traveling to Japan?

To travel to Japan, the chip card or magnetic stripe card of UnionPay debit card can be used, as long as it is a card with UnionPay logo. UnionPay can be used in most shops in Japan. If you want to withdraw money, you need the UnionPay logo. You can get it at the ATM in Japan, but you may have to charge a handling fee.

In Japan, you don't need to carry a lot of cash to withdraw cash by credit card, which can avoid unnecessary property losses. If the card is lost. You can call the issuing bank to report the loss and ensure the safety of the account funds.

Extended data:

According to the website of Nihon Keizai Shimbun, familymart in Japan has added three overseas credit cards that can be used for in-store settlement. UnionPay cards in China, Shinhan cards in South Korea and Discovery cards in the United States can be used in all familymart in Japan.

7 1 1 and Rosen access unionpay card for settlement, but it is the first time that three overseas credit cards are universal in the whole store. In order to attract more tourists from China, familymart will also introduce a new type of ATM in about 4,000 stores, where visitors can withdraw Japanese yen with UnionPay cards. At the same time, the store will also set up a foreign currency automatic exchange machine to facilitate tourists' shopping.