What should I pay attention to when buying overseas travel insurance?

Travel agency liability insurance is different from overseas travel accident insurance. Travel liability insurance purchased by travel agencies mainly covers travel agencies. The scope of protection includes accidental injuries or economic losses caused by travel agency organizations and other reasons. The travel society bears the responsibility and the insurance company pays the corresponding compensation. The travel agency only bears part of the liability for negligence, and the tourists' own accidents are not covered by the compensation.

The insured amount should be judged according to the destination, and tourists should judge the insured amount according to the number of days in the destination and the consumption level in the region. Different countries will have different policies. When traveling in Schengen countries, you should pay attention to the amount of insurance. According to the regulations of the European Council, since June 1 2004, the basic prerequisite for applying for travel medical insurance is to issue a Schengen visa, and the minimum amount of protection is 30,000 euros, thus avoiding the situation that passengers have to buy insurance again because the amount of protection for overseas travel insurance is less than 30,000 euros.