Traditional Culture Encyclopedia - Tourist attractions - What insurance should I buy when traveling abroad?

What insurance should I buy when traveling abroad?

Many people will buy an insurance for themselves when they travel abroad. If there is an accident during the trip, the insurance company will also compensate you, which is more economical. What insurance should I buy when traveling abroad?

First, buy insurance according to the type of travel. Netizens should know that the economic development around the world is very uneven. For example, a week's hospitalization in China may cost thousands of dollars, but in Europe and America, it costs thousands of dollars to call an ambulance in a hospital, which is very expensive. Therefore, if you choose to travel to Europe and America, you should buy a medical insurance, which should be enough to pay for the medical expenses of the tourist destination. If you want to do some dangerous tourism activities abroad, such as experiencing hot air balloon, diving, rock climbing and so on. These activities are accompanied by certain dangers. Ordinary accident insurance is not enough at this time. You should buy a high-risk sports insurance. Therefore, we need to buy insurance according to the type of travel. In addition to these travel insurance, there are also baggage loss insurance, property damage insurance in theft insurance and so on. You can choose according to your own needs.

Second, choose insurance according to your own physique. Some people are not in good health. When traveling abroad, they may get sick and have some emergencies. In this case, you can buy yourself an emergency rescue insurance. Because it is more troublesome to see a doctor abroad, if you buy this kind of insurance, the insurance company will compensate to a certain extent, thus reducing the economic loss of the insured. If you are healthy, you can buy an accident insurance to prevent you from being at a loss when an accident occurs. If there is an insurance company's rescue, you can wait at this time. There is no need to worry too much about the arrival of the insurance company.

Third, summary Generally speaking, what insurance to buy when traveling abroad is chosen according to your own needs. Everyone has different needs, and the right one is the best. However, Bian Xiao also suggests that you buy a personal accident insurance when traveling abroad. This basic guarantee is indispensable.