People nowadays have money to travel, but they don't pay you back. What do you do?

Telephone communication, even face-to-face communication of the specific repayment time, if the agreed repayment time is not returned, the deadbeat always has something to say. It is estimated that most people have achieved this, but the effect is often not very good. People who really pay attention to credit will generally pay back before the appointed time as long as the lender reminds them a little, or even pay back before the appointed time without reminding them at all. In fact, after all, most people pay attention to credit, and disgusting deadbeats are a minority.

Step 2: Ask the deadbeat's close friend for help.

This trick is often quite useful. When you can't contact directly, you can try to find friends or close relatives who have a good relationship with the deadbeat and kindly remind them that it's time to pay back the money. Some deadbeat people are afraid of losing face in front of relatives and friends. Maybe they will. If you continue to be malicious, use the next step.

For the vast majority of people, generally these two steps will pay back the money, and these two steps will not pay back the money. It is not too much to define it as default!

The third step: expose his borrowing money and malicious breach of contract in the circle of friends and relatives.

There are many circles. If you are a classmate, you can expose his default behavior in the QQ group and WeChat group of former classmates. If you are a relative, you can expose the true face of deadbeats in the family community. However, before exposure, it is best to say hello to the violator in advance. If you continue to slander, it is not too late to expose it. This move is actually enough for most people, because most people's credit is a blank sheet of paper, which is very clean. Once exposed like this, many people still can't bear the pressure.

Of course, this move is not good for the general public, but collecting money is what people really do, depending on whether you want money or your own face. In fact, it is only natural to pay off debts and get your money back. There is nothing to be ashamed of. If I can't get my money back, I will bargain with my sick grandmother in the vegetable market every day for a few cents of cabbage. Do you have any face?

If the third step has been reached, there is no need to worry about any face problem. It is entirely the relationship between creditors and debtors.

Step 4: Send a lawyer's letter.

Before sending a lawyer's letter, even before taking the third step, we must find out the financial situation of the deadbeat's family, whether they have a house, a car, deposits and other assets, whether they have a stable job, how much they earn each month, and the income of family members. This is equivalent to a rough look at the repayment ability of the deadbeat. If the defaulter's family is poor and has no financial resources, there is actually no need to do the third step or even the fourth step, because he has no money to pay back, and it takes time and energy to do these things himself. If he has money and maliciously defaults, he will resolutely expose it, and if he doesn't return it, he will find a lawyer to send a lawyer's letter. Generally speaking, after these collection steps, most ordinary people will pay back the money after receiving the lawyer's letter. Many people are still afraid of going to court, especially the rich, because most of us ordinary people have never been to court.