How about group purchasing of travel insurance?

Travel insurance mainly refers to travel accident insurance, which mainly provides travel accident protection. In people's spare time, especially during holidays, travel has become the most important form of leisure and entertainment. Before traveling, most people already have a strong awareness of insurance and will definitely buy a travel accident insurance to protect their travel. What about traveling in a group or in a group? Now let me tell you about group buying of travel insurance. What kind of accident insurance includes accidental medical care? Which one offers more protection? Which one is more worth buying? Let’s take a look at the latest list! Ranking of popular accident insurance among insurance companies across the country!

Group purchasing of travel insurance is more cost-effective

Now sign up for a tour group organized by a travel agency. The travel agency will generally help participants purchase a travel agency liability insurance, which mainly covers the travel agency when organizing travel activities. Insurance that covers legal liability for accidents caused by negligence or fault during the process. Once a liability accident occurs after purchasing the insurance, the insurance company will compensate the innocent injured passengers as soon as possible, but will not compensate the passengers for any accidents that occur during the journey. Travel accident compensation is required. If you want additional protection for travel accidents, travelers need to purchase travel accident insurance on their own. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

A salesperson from a large life insurance company said that travel accident insurance is generally a short-term personal accident insurance and generally only provides protection for this trip. The insured content is mainly for possible accidents during the trip. Some accidents generally include accidental injury, death, disability, etc. The additional insurance provided by some insurance companies also includes additional protections such as hospitalization and medical rescue due to accidents. The salesperson suggested that if you are traveling with a group of people, you can buy travel insurance in a group. Together, you can buy a group travel accident insurance from the insurance company. Generally, more than 5 people can apply, and the price will be the same. More cost-effective, of course, the more people buy, the easier it is to apply for a lower discount.

There are various ways to buy travel insurance in groups

Industry insiders say that recently there have been many more people asking about group buying accident insurance than usual, which can be mainly divided into family travel and company-organized travel. , unified insurance for travel groups, etc. In fact, there are many ways to apply for group purchase. For example, if you are traveling in a group, you can apply to the travel agency together with other group members and ask the travel agency to agree to help purchase it; if you are a family participating in the same tour group, you can also purchase it from the insurance company yourself. ; And if it is an outing organized by the company, the company can purchase it from the insurance company, so that the risk of employees going out can be transferred to the insurance company.

Precautions for group purchasing of travel insurance

Industry insiders remind that in order to ensure that insurance companies can promptly settle claims after accidental injuries occur during travel, relevant information must be accurately filled in when applying for insurance, including Name, ID number, household register and other relevant information. When an accidental injury occurs, while dealing with the injury, you must report the accident to the insurance company as soon as possible. Try to choose a regular and large hospital (generally insurance companies will require hospitals with Class IIA or above) for treatment. At the same time, keep relevant information such as medical records, medical expense lists, hospitalization details, etc. After the procedures are complete, the insurance company will conduct verification and the compensation can be completed within a few working days. If you are an individual who has purchased accident insurance, you may no longer purchase it. Accident insurance purchased by individuals is also divided into two categories: short-term and long-term. Generally, if an individual has purchased a one-year accident insurance, he does not need to purchase other accident insurance within one year and will still be protected.

Guide from Brother Bao: The above is the content related to group buying of travel insurance. You can also call the customer service number of the corresponding insurance company and enter your ID number to check whether there is group buying travel insurance. You are also welcome to log in to Bao Go to Brother.com to inquire about travel insurance group purchases.