Traditional Culture Encyclopedia - Tourist attractions - What are the types of travel insurance?
What are the types of travel insurance?
1. Travel rescue insurance
This kind of insurance is very suitable for traveling abroad. With its guarantee, once an accident happens or a legal dispute arises due to ignorance of local customs and regulations, tourists will get free assistance as long as they call.
2. Travel accident insurance
Passengers have actually taken out this insurance when purchasing tickets and boat tickets, and the premium is calculated according to 5% of the fare. The insurance amount of each insurance is RMB 2,, including 1, yuan for accident medical treatment. The insurance period starts from the time you check in or get on the boat halfway to the time you check out or get off the boat halfway.
III. Traveling to personal accident insurance
It is best for tourists who take part in adventure tours and adventure tours to buy. The insurance premium of this kind of insurance is 1 yuan, and the maximum amount of insurance can reach 1, yuan, and each tourist can buy up to 1 insurances. The insurance period starts from the time when tourists buy insurance and enter tourist attractions and scenic spots until they leave them.
IV. Personal insurance for lodging tourists
This kind of insurance covers 15 days for each 1 yuan, starting from : on the day of lodging, and can be renewed after the expiration, and each tourist can purchase multiple copies. The protection provided by this kind of insurance mainly includes 5, yuan for lodging passengers, 1, yuan for lodging passengers' courageous insurance, and 2 yuan for compensation for accidental damage or theft, robbery and loss of passengers' belongings.
V. Travel assistance insurance
The travel assistance insurance jointly launched by China Life Insurance, China Pacific Insurance and SOS Rescue Center expands the service of the original personal accident insurance for tourists, and extends the general claims of traditional insurance companies to provide timely and effective assistance when accidents occur.
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