What are the explanations of overseas travel medical insurance?

Nowadays, with the improvement of people's quality of life, it is no longer difficult to travel abroad, but people often ignore risk factors when enjoying exotic scenery. China Merchants Cigna experts reminded that it is very necessary to prepare a medical insurance for overseas travel.

Which is better for overseas travel medical insurance?

Authoritative experts in the insurance industry pointed out that different countries have different visa requirements for foreign tourists. For example, to go to Germany, France and other EU countries, travel medical insurance is a prerequisite. According to the regulations of the European Council, you need to apply for overseas medical insurance before applying for a Schengen visa, and there are two requirements for the insurance purchased: First, the amount of overseas medical insurance is not less than 30,000 euros, generally 300,000 yuan. When you apply for overseas travel insurance, you can decide according to the requirements of the country you want to go out. Don't insure at will, which will directly affect your insurance effect.

The compensation scope of overseas travel medical insurance

At present, most domestic insurance companies provide overseas travel medical insurance business, but different insurance companies will have different specific overseas travel insurance business, but most overseas travel medical insurance includes medical expenses and hospitalization expenses, dental emergency, 24-hour emergency medical service, accidental death, emergency evacuation and so on. For example, the compensation for medical expenses of overseas travel insurance of some insurance companies is as high as 350,000 yuan, and the emergency medical rescue includes medical transportation and return, the return of the remains or ashes of the deceased, compensation for the aftermath of relatives, compensation for relatives' condolences and visits, etc. It is as high as 6.5 million yuan. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Notes on overseas travel medical insurance

As we all know, overseas travel insurance products usually cooperate with international emergency rescue companies. Before applying for overseas travel medical insurance, consumers must ask which international relief agency the insurance company cooperates with. However, "it's always good to be at home, but it's always difficult to go out", so it's still necessary to take out a medical insurance for traveling abroad just in case. In case of accidents and diseases, you can get certain protection abroad. Insurance experts said that when overseas tourists apply for medical insurance, they must pay special attention to the insurance demand and coverage. 24-hour emergency medical assistance service can provide comprehensive safety services for everyone.