Can I use UnionPay cards in America?

UnionPay cards can be used in the United States.

From June 5438 to February 2005, the United States opened the UnionPay business. In the United States, more than 80% merchants can use UnionPay credit card to swipe their cards through signature verification, and you can also use UnionPay debit card for password payment in merchants with password keyboards. Almost all local ATMs can accept UnionPay cards for cash withdrawal.

Matters needing attention in American credit card consumption:

1. UnionPay credit cards issued by banks in most countries and regions in China support signature payment. Cardholders can also contact the issuing bank to cancel the transaction password before departure to ensure that confidential payment can be used.

2. Many American businesses will let cardholders swipe their cards. Please select "Credit" for UnionPay credit card and "Debit" for UnionPay debit card.

3. If you insert a chip card into some merchants' POS machines, the system will prompt you to swipe your card, just pull out the card and brush it again.

Extended data:

Fees for using UnionPay cards in the United States

1. There is no currency conversion fee for overseas use of UnionPay cards or consumption or withdrawal through UnionPay network, and the local currency transaction amount will be directly converted into RMB at the market exchange rate.

2. When using ATM to withdraw money in the United States, the handling fee consists of two parts:

(1) Issuer's handling fee; Please consult the issuing bank for specific rates.

(2) Service fee of American ATM accepting institutions: Some ATMs will charge withdrawal fees, which are charged by local banks in the United States and have nothing to do with UnionPay and the issuing bank.

3. Using debit card to withdraw money at ATM, the handling fee is relatively low.

References:

Unionpay international-USA