Is the insurance period of travel liability insurance and the insurance amount of travel agency liability insurance subject?

Some questions about travel insurance and claims and their answers are as follows: What is the duration and amount of travel agency liability insurance? A: The insurance period of travel agency liability insurance is one year. The insurance amount of travel agency liability insurance shall not be lower than the following standards: (1) the liability compensation limit for domestic tourists is RMB 80,000, and the liability compensation limit for inbound tourists and outbound tourists is RMB 654.38+RMB 6,000; (2) The limit of compensation for each accident and annual accumulated liability of domestic travel agencies is 2 million yuan, and that of international travel agencies is 4 million yuan. The insurance premium of travel agency liability insurance shall not be listed separately in the sales price. How to insure travel agency liability insurance A: Travel agencies can negotiate with insurance companies to insure additional risks for high-risk tourism projects. Travel agencies must apply for travel agency liability insurance with insurance companies that operate liability insurance in China. The travel agency shall sign a written contract with the insured insurance company in accordance with the contents of the insurance contract stipulated in the Insurance Law of People's Republic of China (PRC). Travel agencies shall take out travel agency liability insurance on an annual basis, and go through the insurance formalities for this year with insurance companies in accordance with Article 10 of the Provisions on Travel Agency Liability Insurance. How should travel agencies claim compensation from insurance companies? A: The right of travel agencies to claim compensation or pay insurance benefits from insurance companies will be extinguished if they fail to exercise it for two years from the date of knowing that an insured accident has occurred. When an accident occurs within the scope of insurance liability during the insurance period, the travel agency shall promptly obtain valid certificates from the public security, medical and underwriting insurance companies or their branches and subsidiaries where the accident occurred, and handle claims with the underwriting insurance companies. When tourists take part in group tours organized by travel agencies, they can voluntarily purchase personal insurance for tourists from travel agencies with insurance agent qualifications or directly from insurance companies according to actual needs. When concluding a travel contract with a tourist, a travel agency shall advise the tourist to buy relevant personal insurance for the tourist.