20 16 is it credible for a friend to buy insurance and say that he will travel to Hong Kong?

Please refer to the travel expenses (air tickets to and from Hong Kong, hotel expenses during your stay in Hong Kong, transportation expenses, meals, tour guide service fees, etc. ) and the prices of Hong Kong tour products without shopping, compulsory consumption and surcharge in major regular travel agencies, and consult the travel contract in advance (to avoid the trap of low-priced groups).