Introduction of Canadian Super Visa Insurance

It is inevitable for Canadian students to buy insurance when they meet relatives here to visit relatives. What will you do at this time? Let's see how Bian Xiao explains this to everyone. Super visa can't enjoy medical care in Canada, so it is very important to have medical insurance. Let's have a look.

Parents and grandparents who come to Canada with super visas cannot participate in Canada's national medical insurance Medicare. You must buy medical insurance through a private insurance company in Canada. To apply for Canadian super visa insurance, you need to log on to the Canadian insurance website to buy it, and then fill in the corresponding items.

Super visa insurance requirements

Immigration Canada requires parents/grandparents to apply for a super visa (Parent/GrandparentSuper

Visa) is a necessary condition for applicants to provide Canadian medical insurance certificate, which is called SuperVisaMedicalInsurance.

According to the requirements of the Canadian government, monitoring medical insurance must meet the following conditions:

1. Canadian private medical insurance must be valid for at least one year.

2. The insured amount of medical insurance should be at least 654.38 million Canadian dollars.

3. Medical insurance must cover medical treatment, hospitalization and repatriation.

4. Every time you enter Canada, you must be valid and must be inspected by immigration officials (medical insurance certificate in English or French is required).

Every parent or grandparent who applies for a super visa needs to buy medical insurance.

Application steps

Click to enter the SuperVisaTravelInsurance page. Click "GO" to enter the insurance order page (see the figure below).

Do you need medical insurance? Grandparents super

Visa？

Select "Yes" here.

PrimarydestinationinCanada

Select the province/region where you mainly live in Canada here.

ArrivaldateinCanada

Choose the date of arrival in Canada in the order of year, month and day.

Super visa insurance for at least one year. When you fill in the insurance start date, the cost of one-year insurance will be automatically calculated for you here.

When you apply for a visa, you need to show your super visa insurance certificate. If you can't determine the departure date when you apply for a visa, you can predict a possible arrival date as the insurance start date, and then contact the insurance company to modify the insurance date after determining the itinerary.

Number of people traveling (maximum 2 people)

The number of travelers. You can choose up to two people here. If the insurance applicants arrive in Canada on different dates, it is better to apply separately.

Some insurance companies will offer discounts for double insurance. You only need to provide their date of birth when filling out the form, and the quotation system of Kanetix website will automatically give preferential insurance prices (if the insurance company has this discount).

Birthday of the oldest traveler

The date of birth of the oldest applicant should be selected in the order of year, month and day.

Date of birth of secondoldesttraveller

If you choose to travel for 2 people, you should also fill in here: the date of birth of the young applicant, in the order of month, day and year.

Do you have any pre-existing medical conditions?

Do you have an old illness?

Pre-existing

Condition) refers to diseases, injuries and abnormal physical conditions that existed before the insurance came into effect, such as symptoms or signs at the time of insurance, or being treated or taking drugs.

Insurance companies have different regulations on existing old/chronic diseases (such as hypertension and diabetes). Some companies can insure conditionally, while others can't. When an insurance company underwrites an existing disease, it usually requires that the condition of the old disease/chronic disease remain stable in the past 90 days, 180 days or 365 days.

Please note that the super visa insurance can only cover the sudden emergency of an old illness, and cannot be used for routine examination and subsequent dispensing.

If "Yes" is selected, the insurance companies need to decide whether to accept your application according to the specific health status of the insured. And if we want to protect against old diseases, the price of insurance premium may be higher. After you get the quotation, you need to contact the insurance company to answer questions about the insured's personal health (medical history, existing old diseases, which prescription drugs are being used, etc.). ) to complete the purchase process.

If you have no previous illness, you can choose "No" here.

E-mail address (required)

Fill in your email address. Kanetix will send the insurance quotation to your email.

Below you can choose whether you want to receive Kanetix's insurance news in your email address. Please tick the box if you want to receive more emails from Kanetix. . If you don't accept Kanetix,

E-mail, then don't tick. (see the picture below)

Fill in the form and click the red "GETQUOTE" button, and the website will give various insurance plans of different insurance companies according to the information you provide. (see the picture below)

Premium refers to the premium that must be paid to participate in insurance. The insurance premium shown here is the total amount of one year, and you need to pay it whether you see a doctor or not. The above example shows that the annual total premium of GMS insurance company's insurance plan is

$65438+0,770.25 Canadian dollars.

You can choose the insurance amount and/or deductible according to your needs.

The total amount of insurance refers to the maximum amount paid by the insurance company within the insurance validity period (one year). Super visa medical insurance requires that the total amount of insurance must be at least 654.38 million Canadian dollars. The total amount of super visa insurance of Canadian insurance companies is 6,543.8+million, 6,543.8+0.5 million, that is, 200,000 Canadian dollars. Select different total insurance amount to view the corresponding insurance plan.

When choosing insurance, we should also consider the choice of deductible. Out-of-pocket expenses refer to the total amount of medical expenses that you have to pay yourself before the insurance company starts to pay. For example, deductibles

$65,438+0,000 means that when you see a doctor, you have to pay $65,438+0,000 for medical expenses before the insurance company starts to reimburse the future expenses.

The out-of-pocket amount ranges from 0 to 1 000 Canadian dollars. Select different out-of-pocket amounts to view the corresponding insurance plans.

Generally, the higher the total amount of insurance, the higher the insurance premium; The higher the out-of-pocket expenses, the lower the insurance premium.

As of 20111,there is a backlog of 165000 applications for parents' reunion in Canada, resulting in the waiting time for such immigrants as long as 8 years. 1October 5th 20 1 165438 Immigration Canada announced that it would not accept new applications for parents' reunion immigration within two years, and on October 5th165438, Canada Super Visa (Super) 201kloc-0 was launched.

Visa) encourages parents to apply so that they can reunite with Canadian children as soon as possible, thus reducing the backlog of parents' reunion immigrants.

Canada Super Visa (Super

Visa) is a non-immigrant visa, which is a kind of temporary resident visit visa (TRV) in Canada. It refers to allowing immediate parents or grandparents of Canadian citizens and permanent residents to visit relatives in Canada. Eligible applicants can obtain multiple-entry visas valid for up to 10 years (according to the validity of passports), and can stay in Canada for up to 24 months at a time.

The difference between super visa and ordinary visit visa.

"Ordinary 10-year multiple-entry visa" is valid for 10 years at the longest (subject to the validity of passport), but the longest stay is 6 months. If you want to live in Canada longer, you must apply for an extension before the visa expires and pay the application fee. The renewal period is still 6 months. Canada Super Visa (Super

Visa) can stay in Canada for up to 24 months at a time, saving the trouble of returning to China just a few months ago or applying for an extension visa, so it is called "super 10 multiple-entry visa for visiting relatives". Immigration Canada has issued 45,000 super visas so far, with an average of more than 1 000 visas per month, and the approval rate is over 80%.

The inviter of ordinary visiting visa can be not only Canadian citizens and residents, but also immediate family members (including parents, children, brothers and sisters, note: from 20 16 1, menstruation, uncle, menstruation and other distant relatives can not apply for visiting visas, but only for tourist visas).

Capital requirements:

The inviter's annual income in Canada must reach the minimum household income (LICO) set by the government in that year.

Insurance requirements:

According to the relevant regulations of Immigration Canada (IRCC), when applying for a super visa, you must also submit proof of purchasing private medical insurance. The requirements of this medical insurance are as follows:

Buy it for at least a year.

The coverage of medical insurance is more than 654.38 million Canadian dollars.

Medical insurance must cover medical care, hospitalization and rehabilitation.

It must be medical insurance issued by a Canadian company.

(The annual insurance premium varies from $1500-$2,500 due to the age of the applicants).