Traditional Culture Encyclopedia - Tourist attractions - The beneficiaries of travel accident insurance did not specify who would receive compensation.

The beneficiaries of travel accident insurance did not specify who would receive compensation.

When traveling, it is impossible to predict accidents. So we want to buy travel insurance, but what if there is an accident and the beneficiary of travel accident insurance is not specified? Will the insurance company still pay for it? Who should I pay for? Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

According to the Insurance Law, if the beneficiary is not stipulated in the insurance contract, or the beneficiary designation is unknown or uncertain, the insurance money will be regarded as the insured's legacy after the death of the insured, and the insurer will perform the obligation to pay the insurance money in accordance with the provisions of the Inheritance Law of People's Republic of China (PRC).

Spouse, children, father and mother are the first heirs. If it is the first heir, the insurance money will be distributed among the first heirs. If there is no first heir, the insurance premium shall be distributed among the second heirs. The second order is brothers and sisters, father and mother, grandfather and mother. Mom and dad are old, how to buy insurance? I just sorted out the relevant content, hoping to help you: the latest in 2020! List of cancer insurance rankings suitable for seriously ill parents

During the period of validity of the insurance contract, if the applicant and the insured are willing to designate the beneficiary, they can notify the insurance company in time to designate the beneficiary and the specific proportion of insurance payment. The beneficiary's related matters need the consent of the insured.

Bao Ge reminds: If the beneficiary of travel accident insurance is not specified, in case of the unfortunate death of the insured, the insurance company will still pay the insurance money, but it will be inherited by the heir as an inheritance, and the first heirs are spouse, children, father and mother.