Can I apply for an American bank card for a US tourist visa, or can I apply for an American bank card at home?

Credit cards and savings cards in the United States require a long-term local address in the United States, so they are not applicable to tourist visa holders. Domestic banks can handle international credit card business (such as visa, master and other cards) and spend money at will in the United States.

In the United States, handling credit cards or savings cards requires credit inquiry and address verification, and the procedures are more complicated. So it is not suitable for short-term travel. Almost all major banks in China have international card business such as visa. At the same time, because there are more tourists in China, large chain stores in the United States have also opened UnionPay card business. However, there are fewer merchants accepting UnionPay cards in the United States, so the insurance method is to bring domestic international cards to the United States for consumption.